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When should wife take SS?

Bogleheads • View forum - Personal Finance (Not Investing) - www.bogleheads.org
I've used several SS calculators and have a question. I will turn 65 this year and my wife will be 62.We are considering having her claim SS when she turns 62. However, the various calculators suggest having her wait until 63. The difference is only about $100/mo. Does the fact that I will be FRA when she turns 63 have any impact? We both have pensions, but they don't cover our monthly expenses. The SS check would cover the difference. Alternatively, we could tap my 401K to cover the difference, so we have a couple of options. Any insights would be much appreciated.


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