Underwriting in NY for Medigap and Medicare Advantage Coverage
I have read that there is no underwriting for Medigap and Medicare Advantage insurance in NY (where I live).
Q1: Is this correct?
Q2: Does this mean that if I wish to switch from Medicare Advantage to Traditional Medicare/Medigap, or vice versa, or from one Medicare Advantage insurer to a different Medicare Advantage insurer, or from one Medigap insurer to a different Medigap insurer, that I cannot be denied coverage?
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