Taxable Accounts Funds and Allocations
Forgive me if this has been discussed (i'm sure it has) I attempted to use the forum search but didn't find an answer.
My wife and I are in our early 30's and max out all of our tax advantaged accounts and we are happy where we are with those thanks in part to great advice I have found on this forum. We are in the 33% marginal tax bracket with no kids or outstanding debt aside from our home. We have money that we would like to invest in a taxable account to be used as passive income or withdrawn on if we desired. Total investement in the taxable would be ~100k initial with more being invested over time.
So my question is... If the 3 fund or 4 fund portfolio is the way to go, do bogleheads have specific fund selections and allocation strategies for these types of accounts that is different from their retirement accounts? I know most taxable accounts have a couple of index funds in them such as total market, total bond, total international, etc... Are there any funds that are recommended (index or etf) that are more suitable or advantageous for taxable accounts as opposed those commonly recommended for tax advantaged retirement accounts?
Thanks in advance for any advice this forum has been a great help.
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