Opportunity to clear a few debts - advice wanted
At the beginning of last year,
after my wife lost some disabilty benefits,
we ended up getting into debt,
mostly small but included a credit card just over £3k.
My wife has since managed to get back on top with all but two, and I will shortly be in a position to clear most of mine, apart from the credit card.
If I was to clear some of these debts by offering a settlement of (say) 50% and (say) offer a grand as settlement of the credit card would this be a detriment on my credit rating?
We will be moving to private rented accommodation in September and want our credit rating to be as healthy as possible.
Read responses in consumeractiongroup.co.uk