Forumsee logo
Forumsee » Finance and investment » Personal Finance » Read message
RSS: Subscribe to RSS

Insurance snafu with sewer line break at condo

Bogleheads • View forum - Personal Consumer Issues - www.bogleheads.org
Not me but a neighbor a few doors down... Would like to see if there's anything I can do to prevent the same happening to me.

Two story attached condominium / townhome. The bottom floor floods when water starts pouring out of the toilet bowl in the downstairs bathroom. Flooring/carpet now needs replacement along with some affected areas of drywall and baseboards. A plumbing inspection with remote camera reveals the flood was caused by a sewer line break underneath the driveway in front of the property. The HOA is responsible for this as the CC&R's specify the driveway/sidewalk and main sewer line feeds as being common property; they're covering these repairs. HOA will not cover damage to the interior of the condo. Homeowner's insurance (condo policy, State Farm) is also refusing to cover the interior damage; they're pointing the finger at the HOA.

Questions:

- Is this a loophole in condo insurance for which there's no solution?

- Is there / was there additional coverage available that would have covered this type of mess?


Read responses in bogleheads.org

Last videos:

any one know about this system..
any one know about this system..
BITCOIN : Top 4 Bitcoin BTC Price Predictions 2018
BITCOIN : Top 4 Bitcoin BTC Price Predictions 2018
Anyone have a Walabot (imaging sensor for wires, pipes, studs in walls)?
Anyone have a Walabot (imaging sensor for wires, pipes, studs in walls)?
EXPLOR Resources Inc. EXS/EXSFF/E1H1 NEW VIDEO INTERVIEW
EXPLOR Resources Inc. EXS/EXSFF/E1H1 NEW VIDEO INTERVIEW
my video in my youtube channel in 19/1/2018 that i predict COLLAPSE
my video in my youtube channel in 19/1/2018 that i predict COLLAPSE
Menuva - Payments Adjustable to You
Menuva - Payments Adjustable to You
$FUSZ on iHeartRadio CEO Money Today
$FUSZ on iHeartRadio CEO Money Today
ATB Sniper Indicator
ATB Sniper Indicator
Cars · 
Mobility · 
Hardware · 
Motorbikes · 
Travel · 
Boating · 
Aviation · 
production-frontend
About Forumsee · Contact · Privacy policy · Request content removal
We use cookies for navigation analysis and personalized advertisement. By using our site, you agree to our use of cookies.
Accept  ·  Learn more