Contributed to Roth, meant to do IRA
What are my options? Still in MM. Vanguard says to recharacterize, but I believe there are issues with that due to 2018 tax reform.
Since this is a Roth, can I not just withdraw it as an early distribution and then apply to my non-deductible IRA (for subsequent Roth conversion)? Since this is contribution only, and same year, it is as if the contribution never happened, right?
To be clear, I plan to still max-out the $5500 (via non-deductible IRA, backdoor Roth) after this correction.
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