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Personal finance, loans, bankruptcy, credit...

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2 days ago

Hi all! Seeking some advice as my family is expanding so we’re looking to buy a house in the near future. We have some money in a taxable account held in a trust that we’d l...
I did not check my Vanguard account for over a week. Just logged on, and it is showing I have total 0 balance in my three accounts. There is no list of funds and ETFs that I h...
So, my mom is now in her 80's, widowed, and sharp. We were talking tonight about the new tax laws, and she said she had yet to make her appointment with her accountant to do her...
My company's benefits provider is trying to sell me a long-term disability policy to supplement the standard group policy. Normally I ignore this kind of marketing, but since I ...
All,I am attempting to purchase property at auction this Wednesday, the 21st. If I win I would need to send a $30k wire within 48 hours. We run lean on cash and invest the e...
My son has a very simple 1099 B, but I'm having trouble figuring out exactly how to enter it on Schedule D. I don't want to use TaxAct (like I use for my taxes), as it's overki...
I have a friend with $14,000 in credit card debt at extortionate interest rates, like 30%+. She works two jobs and makes $30,000/yr, no kids to worry about, no savings.The r...
This is different from other threads which talk about the number for early retirement. I want to continue working for the foreseeable future, but keep thinking at what level of ...
My wife and I are trying to go completely paperless for our bills and payments and all our expenses. We are trying to get rid of all the bills that come in the mail and convert...
We are relocating for my wife's new job, and the new company will cover some amount of relocation expenses. We will be purchasing our new home before selling our old home, so w...
Just how long will this recession/downturn/non-growth scenario actually last? With the incomprehensible amounts of government debt, corporate/banking debt in greater Europ...
For the first time in my life, I'm using online method of making Tax Return for the year 2017 instead of the usual paper form! Having had registered and opened 'MyAccount' succ...

3 days ago

We returned to Ireland from the UK in 1999. By retirement in 2023 at 67 I will have 23 years of Class A and Class S PRSI contributions for my Irish State Pension.In addition I...
Needs suggestions for auto insurance solutions in Oshawa.     Hi guys, I own a black Ferrari. It's my e...
debt management directors disqualified for a combined 11 and a half years Disqualification for two directors involved in a debt management business...
Me and my wife have $50,000 in credit card debt. We also have a mortgage and 2 car payments. While probably not the best thought process I don't consider the mortgage/car paym...

4 days ago

I am trying to make up my mind on two possible scenarios.I have a tracker 0.55% over ECB rate, which is currently an excellent rate. 19 years left. (250k remaining) Is/was w...
We are in the process of getting life insurance (Term) and I was wondering if people here go with a local agent or if you go online for a better deal? For what we selected ...
My Irish Life scheme has number of choicesCash fundCorporate bond fundCautious fundGrowth fundPension for Life fundHigh growth fundEthical fundWorld equities...
I believe I can prove I have been overcharged interest by Pepper (Shoreline) - If I believe (can prove) this is the case who do I contact, assuming I get no joy from Pepper to g...
Lets say someone earns £55k a year and they want to pay a lump sum of £20k into their pension. How much of this lump sum would attract 40% tax relief and how much 20%. Does ...
We will be buying a car in March, not buying brand new, will be around 4 years oldWill be paying approx. half in cashMy first thought was to get a personal loan for the ...
This afternoon I called HSBC to apply for a 24k loan to consolidate various debt, CC's & overdraft from my divorce & also went back to uni for a year. I'm annoyed I have a dec...

5 days ago

Hi there. Apologies if this is posted in the wrong thread, or this subject has been covered many times over. I will give you a brief overview. I have built up mortgag...
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