Forumsee - Personal Finance http://finance.forumsee.com/a/m/show/p12-13056--finance-and-investment-personal-finance.html Quick question about deductibility of interest on refi to buy out co-owner http://finance.forumsee.com/a/m/s/p12-23327-0320744--quick-question-about-deductibility-interest-refi-buy-out-owner.html I know that mortgage interest on amounts not borrowed for the purchase, maintenance, or renovation of a home after not considered deductible, unless they fall under the limit for home equity intere... Sun, 20 Aug 2017 18:23:54 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320744--quick-question-about-deductibility-interest-refi-buy-out-owner.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-20T18:23:54Z Other financial sites worth reading http://finance.forumsee.com/a/m/s/p12-23327-0320743--other-financial-sites-worth-reading.html Aside from reading the Bogleheads Forum a few times per week, I also read the articles on Vanguard and Charles Schwab. The financial world is full of noise, but are there other financial web sit... Sun, 20 Aug 2017 18:23:46 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320743--other-financial-sites-worth-reading.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-20T18:23:46Z Adding a 2nd Mortgage vs Combining into one new note http://finance.forumsee.com/a/m/s/p12-23327-0320742--adding-2nd-mortgage-combining-into-one-new-note.html I hold an owner finance mortgage, let's call it $100,000 at 4.5% 30 yrs, note is approx $507. Owner wants to take out some cash, $20,000 at 6.5% 30 yrs, 2nd note would be approx $126. Combine... Sun, 20 Aug 2017 18:23:39 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320742--adding-2nd-mortgage-combining-into-one-new-note.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-20T18:23:39Z What it means to be acquired by a holding company? http://finance.forumsee.com/a/m/s/p12-23327-0320740--what-means-acquired-holding-company.html I work for a VC funded, privately held 15+ year old company. I have been with the company for a long time and do have company stocks. There is news that the company has been acquired by a holding ... Sun, 20 Aug 2017 18:23:24 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320740--what-means-acquired-holding-company.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-20T18:23:24Z I own no international stocks. Can you guess why? http://finance.forumsee.com/a/m/s/p12-23327-0320739--own-international-stocks-can-you-guess-why.html Bogleheads: How much international stock should we own is a much discussed subject. Hoping to help, a year ago I made a post suggesting 20% of equity. I once allocated over 30% of my equ... Sun, 20 Aug 2017 18:23:17 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320739--own-international-stocks-can-you-guess-why.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-20T18:23:17Z Exploring Self Directed Pension route http://finance.forumsee.com/a/m/s/p12-25764-0320738--exploring-self-directed-pension-route.html Last edited: Aug 20, 2017 at 1:38 PM My situation Recently returned emigrant 44 years of age, I have two pensions worth about 200k each. - Zurich (Performance fund)... Sun, 20 Aug 2017 17:18:15 GMT http://finance.forumsee.com/a/m/s/p12-25764-0320738--exploring-self-directed-pension-route.html Pensions - Askaboutmoney.com 2017-08-20T17:18:15Z Passive income daily http://finance.forumsee.com/a/m/s/p12-14477-0320726--passive-income-daily.html Passive income daily     ?Name BizNet Status paying on Weekend Launch 1st November 2016 Min deposit $25 payout $10 ??Refferal ... Sun, 20 Aug 2017 13:10:30 GMT http://finance.forumsee.com/a/m/s/p12-14477-0320726--passive-income-daily.html Money Talk :: Investing, Stocks and Bonds Forum 2017-08-20T13:10:30Z How do you watch movies? http://finance.forumsee.com/a/m/s/p12-23328-0320719--how-you-watch-movies.html I was curious how people watch movies given all the different ways/platforms available nowadays. In the last few years, how have you watched movies? Check all that apply. https://www.poll-maker.... Sun, 20 Aug 2017 10:24:27 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320719--how-you-watch-movies.html Bogleheads • View forum - Personal Consumer Issues 2017-08-20T10:24:27Z 2018 Merc S560, 2018 Lexus LS500 Discounts? http://finance.forumsee.com/a/m/s/p12-23328-0320718--2018-merc-s560-2018-lexus-ls500-discounts.html As we approach end 2017 I plan to purchase a Mercedes S560 for myself and an LS500 for DW. Frankly, I could not decide between the two, both have ugly front grills but both seem, on paper at least,... Sun, 20 Aug 2017 10:24:20 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320718--2018-merc-s560-2018-lexus-ls500-discounts.html Bogleheads • View forum - Personal Consumer Issues 2017-08-20T10:24:20Z Sun Aug 20, 2017 5:08 am http://finance.forumsee.com/a/m/s/p12-23328-0320717--sun-aug-2017.html The Last Place On Earth: Scott and Amundsen's Race To The South Pole .... one of the best books written on the general subject of Antarctic Exploration in my opinion. In that vain also recommend Al... Sun, 20 Aug 2017 10:24:13 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320717--sun-aug-2017.html Bogleheads • View forum - Personal Consumer Issues 2017-08-20T10:24:13Z Weightlifting Equipment for Home Gym http://finance.forumsee.com/a/m/s/p12-23328-0320716--weightlifting-equipment-for-home-gym.html Looking for a rack, barbell, bench, curl bar, and plates. Am I missing anything? Mostly used for Deadlift, Squat, Bench Press, Rows, Dips, Curls, Pull-ups, Chin-ups, Overhead Press, etc. Am I m... Sun, 20 Aug 2017 10:23:57 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320716--weightlifting-equipment-for-home-gym.html Bogleheads • View forum - Personal Consumer Issues 2017-08-20T10:23:57Z Repair of Bose Noise-Canceling Headphones http://finance.forumsee.com/a/m/s/p12-23328-0320715--repair-bose-noise-canceling-headphones.html I've had early-generation Bose Noise-Canceling Headphones for many years. The foam portion within the ear cups of the Bose headphones are disintegrating, leaving a black powdery residue on my shirt... Sun, 20 Aug 2017 10:23:49 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320715--repair-bose-noise-canceling-headphones.html Bogleheads • View forum - Personal Consumer Issues 2017-08-20T10:23:49Z Zero-based budgeting http://finance.forumsee.com/a/m/s/p12-14499-0320707--zero-based-budgeting.html The tenets of personal (as opposed to business) ZBB seem to be: - Income - expenses = $0 (which is nothing but a balanced budget), and - every dollar has a job. My budget is balanced every m... Sun, 20 Aug 2017 04:18:41 GMT http://finance.forumsee.com/a/m/s/p12-14499-0320707--zero-based-budgeting.html Personal Finance Forum - Saving Advice 2017-08-20T04:18:41Z no Title seasoning, 75-80% LTV commercial Refi or Equity loan ? http://finance.forumsee.com/a/m/s/p12-26127-0320699--title-seasoning-80-ltv-commercial-refi-equity-loan.html found a 8 unit property in Kentucky, with no current mortgage .. owner is a friend ..  has anyone heard of seller putting buyer on deed then buyer getting a no title seasoning refinance loan to pay... Sun, 20 Aug 2017 02:52:39 GMT http://finance.forumsee.com/a/m/s/p12-26127-0320699--title-seasoning-80-ltv-commercial-refi-equity-loan.html Financing, Hard Money Lenders, Credit, Qualifying 2017-08-20T02:52:39Z Help Painting Wood. http://finance.forumsee.com/a/m/s/p12-23328-0320698--help-painting-wood.html Hello all, Does anyone know of some useful links, videos or ideas that demonstrate how to paint birch hardwood? Specifically, these pins. https://www.amazon.com/Honey-Can-Do-DRY ... loth... Sun, 20 Aug 2017 02:20:32 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320698--help-painting-wood.html Bogleheads • View forum - Personal Consumer Issues 2017-08-20T02:20:32Z sheets for older, thinner mattresses? http://finance.forumsee.com/a/m/s/p12-23328-0320697--sheets-for-older-thinner-mattresses.html Does anyone have an older mattress (like 15-20+ years old)? I cannot find sheets to fit ours - I've bought from dept stores, discount stores, bed/bath stores and returned or tossed them. They all s... Sun, 20 Aug 2017 02:20:24 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320697--sheets-for-older-thinner-mattresses.html Bogleheads • View forum - Personal Consumer Issues 2017-08-20T02:20:24Z Home Theater Help http://finance.forumsee.com/a/m/s/p12-23328-0320696--home-theater-help.html We just bought a house with a basement home theater room. The previous owner has left the speakers in the ceiling fixtures. He also left the monitor and screen. However, he took the rest of the ... Sun, 20 Aug 2017 02:20:16 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320696--home-theater-help.html Bogleheads • View forum - Personal Consumer Issues 2017-08-20T02:20:16Z Kitchen knife set. Good quality - Recommendations http://finance.forumsee.com/a/m/s/p12-23328-0320695--kitchen-knife-set-good-quality-recommendations.html My wife wants to buy a high quality fairly small (4 to 5 knives) set. Budget: approx $500. She has one Wustoff knife (tomato knife) which she thinks is way better than the others (mostly Chicago cu... Sun, 20 Aug 2017 02:20:09 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320695--kitchen-knife-set-good-quality-recommendations.html Bogleheads • View forum - Personal Consumer Issues 2017-08-20T02:20:09Z Frozen steaks ordered through the mail http://finance.forumsee.com/a/m/s/p12-23328-0320694--frozen-steaks-ordered-through-the-mail.html We like the idea of individually portioned, frozen, good quality steaks. We tried Omaha Steaks, not crazy about them. Other suggestions? appreciated. Sun, 20 Aug 2017 02:20:01 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320694--frozen-steaks-ordered-through-the-mail.html Bogleheads • View forum - Personal Consumer Issues 2017-08-20T02:20:01Z Should we file taxes separately? http://finance.forumsee.com/a/m/s/p12-23327-0320693--should-file-taxes-separately.html My spouse and I make about $450K ($300K + $150K) together. One of our friends suggested that we should consider filing taxes separately now saying that we are making too much so filing together, as... Sun, 20 Aug 2017 02:15:47 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320693--should-file-taxes-separately.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-20T02:15:47Z CFP vs MBA with focus in finance/management during career transition http://finance.forumsee.com/a/m/s/p12-23327-0320692--cfp-mba-with-focus-finance-management-during-career-transition.html I am considering enrollment in an online CFP-based course of study with the goal of transitioning from my current career into one where I can eventually work for myself and help people directly, po... Sun, 20 Aug 2017 02:15:40 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320692--cfp-mba-with-focus-finance-management-during-career-transition.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-20T02:15:40Z Use of VanguardAdvantage Visa Debit Card at Foreign ATMs for Cash Withdrawals http://finance.forumsee.com/a/m/s/p12-23327-0320691--use-vanguardadvantage-visa-debit-card-foreign-atms-for-cash-withdrawals.html I had always assumed that using the VanguardAdvantage Visa Debit card would give me the best overall rates for the withdrawal of foreign currency at ATMs abroad. But, on a recent trip to Canada, I... Sun, 20 Aug 2017 02:15:32 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320691--use-vanguardadvantage-visa-debit-card-foreign-atms-for-cash-withdrawals.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-20T02:15:32Z Sat Aug 19, 2017 8:19 pm http://finance.forumsee.com/a/m/s/p12-23327-0320690--sat-aug-2017.html 1 for information technology: unix system administrator, network engineer, database administrator, webmaster. Pluses: good pay, varied work, flexible hours. Minuses: on-call, evening/weeken... Sun, 20 Aug 2017 02:15:25 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320690--sat-aug-2017.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-20T02:15:25Z is yodlee moneycenter dead? http://finance.forumsee.com/a/m/s/p12-23327-0320689--yodlee-moneycenter-dead.html I know yodlee moneycenter is old school but I've been using it forever and never felt like moving all of my logins elsewhere. The last two days the website has been down.... Anyone else notice th... Sun, 20 Aug 2017 02:15:09 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320689--yodlee-moneycenter-dead.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-20T02:15:09Z Real estate vs stock market returns: some unbiased numbers http://finance.forumsee.com/a/m/s/p12-23327-0320688--real-estate-stock-market-returns-some-unbiased-numbers.html Hello bogleheads I constantly keep reading on this forum that in the long term the stock market beats real estate ownership. I do not own any real estate but am thinking into buying some rental ... Sun, 20 Aug 2017 02:15:02 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320688--real-estate-stock-market-returns-some-unbiased-numbers.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-20T02:15:02Z To share trading Designer women wears and accessories price http://finance.forumsee.com/a/m/s/p12-14477-0320675--share-trading-designer-women-wears-and-accessories-price.html To share trading Designer women wears and accessories price     want to know how to lift maximum rate Designer women wears and accessories wi... Sat, 19 Aug 2017 21:02:15 GMT http://finance.forumsee.com/a/m/s/p12-14477-0320675--share-trading-designer-women-wears-and-accessories-price.html Money Talk :: Investing, Stocks and Bonds Forum 2017-08-19T21:02:15Z How am i doing for a 27 year old? http://finance.forumsee.com/a/m/s/p12-14499-0320673--how-doing-for-year-old.html So it has been a while since I've visited these forums and just wanted a check into how I am doing financially now? Recently got big promotion at work a couple months ago that essentially bumped me... Sat, 19 Aug 2017 20:14:23 GMT http://finance.forumsee.com/a/m/s/p12-14499-0320673--how-doing-for-year-old.html Personal Finance Forum - Saving Advice 2017-08-19T20:14:23Z Free computer support? http://finance.forumsee.com/a/m/s/p12-23328-0320654--free-computer-support.html Hello: I have presently some issues to turn my computer on. Is there a safe computer forum where I might be able to obtain information before I take to the shop for r... Sat, 19 Aug 2017 18:17:54 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320654--free-computer-support.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T18:17:54Z Anyone Using LINE for Free Int'l Cell Phone Calls? http://finance.forumsee.com/a/m/s/p12-23328-0320653--anyone-using-line-for-free-int-l-cell-phone-calls.html Free international voice and video calls. https://line.me/en/ Would like to know how dependable it is and the quality of the connections. Also ease of set up. Sat, 19 Aug 2017 18:17:47 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320653--anyone-using-line-for-free-int-l-cell-phone-calls.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T18:17:47Z Sat Aug 19, 2017 12:05 pm http://finance.forumsee.com/a/m/s/p12-23328-0320652--sat-aug-2017.html ralph124cf wrote:In 2007 I was selling a 1998 F-150 after I bought a new truck. Carmax had higher mileage, less well equipped F-150s advertised for sale for $10,000. They offered me $5,000. That... Sat, 19 Aug 2017 18:17:23 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320652--sat-aug-2017.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T18:17:23Z Construction Pros http://finance.forumsee.com/a/m/s/p12-23328-0320651--construction-pros.html Hi Folks, I am in the process of getting estimates to rehab my backyard deck. They will fix (rebuild) any parts of the sub-structure and use Veranda (trex material) for the flooring. I also ... Sat, 19 Aug 2017 18:16:52 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320651--construction-pros.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T18:16:52Z Best place to sell my used iPhone? http://finance.forumsee.com/a/m/s/p12-23328-0320650--best-place-sell-used-iphone.html My wife and I are switching carriers and getting new phones. I've unlocked both phones to increase their potential value. What is the best place, other than Craigslist or eBay, to sell our old phon... Sat, 19 Aug 2017 18:16:28 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320650--best-place-sell-used-iphone.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T18:16:28Z Lawn Experts Help! How to get rid of this weed? http://finance.forumsee.com/a/m/s/p12-23328-0320649--lawn-experts-help-how-get-rid-this-weed.html New home owner here and I have been searching the internet to figure out what weed this is and how to get rid of this. Can anyone tell me what this weed is and what is the best way to get rid of it... Sat, 19 Aug 2017 18:16:21 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320649--lawn-experts-help-how-get-rid-this-weed.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T18:16:21Z How to Undo Backdoor Roth Completely http://finance.forumsee.com/a/m/s/p12-23327-0320648--how-undo-backdoor-roth-completely.html I did backdoor Roth for this year (2017) by first contributing to a new Traditional IRA and then converting to Roth. But I recently realized that I would have to rollover my previous 401(k) to a T... Sat, 19 Aug 2017 18:12:05 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320648--how-undo-backdoor-roth-completely.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T18:12:05Z Leveraging minority ownership into healthcare? http://finance.forumsee.com/a/m/s/p12-23327-0320647--leveraging-minority-ownership-into-healthcare.html My husband has a very small (<3%) ownship stake in the LLC he works for. At 61, he is strongly considering retirement but we are both concerned about healthcare. A friend suggested that H might be ... Sat, 19 Aug 2017 18:11:58 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320647--leveraging-minority-ownership-into-healthcare.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T18:11:58Z After Tax 401K Contributions Advice http://finance.forumsee.com/a/m/s/p12-23327-0320646--after-tax-401k-contributions-advice.html Hi all, I recently found out that my employer allows after tax 401K contributions and I wanted to confirm my understanding. My goal would of course then be to roll this over into my Roth IRA.I r... Sat, 19 Aug 2017 18:11:50 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320646--after-tax-401k-contributions-advice.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T18:11:50Z CIT 11-Month No-Penalty CD 1.45% http://finance.forumsee.com/a/m/s/p12-23327-0320645--cit-month-penalty-45.html For short term, there is a new options. CIT has a new 11 month no penalty CD at 1.45%. You must close and withdraw the full amount if you are taking out early. From DepositAccounts.com https... Sat, 19 Aug 2017 18:11:43 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320645--cit-month-penalty-45.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T18:11:43Z In retirement how much drawdown from savings is needed to generate $150k/year in expenses? http://finance.forumsee.com/a/m/s/p12-23327-0320644--retirement-how-much-drawdown-from-savings-needed-generate-150k-year-expenses.html I am contemplating early retirement (age 51 now) and estimate my expenses will be in the range of $150/year, excluding taxes. I have no pension and will need to rely on withdrawals from an approxi... Sat, 19 Aug 2017 18:11:36 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320644--retirement-how-much-drawdown-from-savings-needed-generate-150k-year-expenses.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T18:11:36Z Cash out refi for exterior home remodel? http://finance.forumsee.com/a/m/s/p12-23327-0320643--cash-out-refi-for-exterior-home-remodel.html I am 37 y.o. married with two kids (6 and 4). We are exploring the option of a complete remodel/update of our existing home by a reputable contractor. I have yet to receive the quote but I am exp... Sat, 19 Aug 2017 18:11:28 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320643--cash-out-refi-for-exterior-home-remodel.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T18:11:28Z Any reason to refinance low balance mortgage? http://finance.forumsee.com/a/m/s/p12-23327-0320642--any-reason-refinance-low-balance-mortgage.html I think I should just sit tight but wanted to see if anyone had other thoughts. I am in year 8 of a 15 year fixed at 4.375%. Remaining balance is $98k. Value of home per recent tax assessment ... Sat, 19 Aug 2017 18:11:21 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320642--any-reason-refinance-low-balance-mortgage.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T18:11:21Z US Federal income tax withheld http://finance.forumsee.com/a/m/s/p12-25808-0320635--federal-income-tax-withheld.html Hello. I am a resident of Ireland. I recently sold shares I had since I worked with a US company (I've never lived in the US). My 2016 Consolidated Form 1099 shows that there was Federal income tax... Sat, 19 Aug 2017 15:13:21 GMT http://finance.forumsee.com/a/m/s/p12-25808-0320635--federal-income-tax-withheld.html Tax planning - Askaboutmoney.com 2017-08-19T15:13:21Z Chinese leather goods sold on Amazon http://finance.forumsee.com/a/m/s/p12-23328-0320617--chinese-leather-goods-sold-amazon.html I suppose it was just a matter of time. Through searching for American name brand leather purses and shoes, Amazon sends suggestions for other brands - brands I had not heard of - based on the pri... Sat, 19 Aug 2017 10:13:11 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320617--chinese-leather-goods-sold-amazon.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T10:13:11Z "Structured" Flip Flops, Slides http://finance.forumsee.com/a/m/s/p12-23328-0320616---structured-flip-flops-slides.html I usually wear flip flops around the house in the summer. I've known for some time that this isn't the greatest thing for the feet. The problem is that one has to over-grip the bottom of the flip... Sat, 19 Aug 2017 10:13:03 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320616---structured-flip-flops-slides.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T10:13:03Z 200k cash. How to invest while in medical school? http://finance.forumsee.com/a/m/s/p12-23327-0320615--200k-cash-how-invest-while-medical-school.html What if you had 200k cash and wanted to become a doctor. What would you do with this money while in medical school? Pay medical school full in cash? Buy a house (single family home, duplex, triplex... Sat, 19 Aug 2017 10:06:53 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320615--200k-cash-how-invest-while-medical-school.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T10:06:53Z New job will lump sum me over HSA limit http://finance.forumsee.com/a/m/s/p12-23327-0320614--new-job-will-lump-sum-over-hsa-limit.html So how does it work if say for example you have contributed $4k into an HSA for 2017. Starting a new job and upon hiring, they deposit $5k into an HSA if you choose that plan. Since this is over ... Sat, 19 Aug 2017 10:06:46 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320614--new-job-will-lump-sum-over-hsa-limit.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T10:06:46Z Help with trust / spendthrift in-law http://finance.forumsee.com/a/m/s/p12-23327-0320613--help-with-trust-spendthrift-law.html Looking for suggestions as to how to structure a trust in the case of an untrustworthy/spendthrift in-law. Please feel free to correct any jargon that I use incorrectly. Grantor currently has a... Sat, 19 Aug 2017 10:06:38 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320613--help-with-trust-spendthrift-law.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T10:06:38Z Sat Aug 19, 2017 4:35 am http://finance.forumsee.com/a/m/s/p12-23327-0320612--sat-aug-2017.html Hi, I have been reading for the past few months. I asked a question about my 403b options on the investment thread recently. What I am hoping to find is another way to reduce my taxable inco... Sat, 19 Aug 2017 10:06:31 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320612--sat-aug-2017.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T10:06:31Z Teacher just out of debt, planning for future http://finance.forumsee.com/a/m/s/p12-14479-0320602--teacher-just-out-debt-planning-for-future.html Teacher just out of debt, planning for future     First time post on any sort of financial forum so please bear with me.  I am finally out of... Sat, 19 Aug 2017 05:59:40 GMT http://finance.forumsee.com/a/m/s/p12-14479-0320602--teacher-just-out-debt-planning-for-future.html Money Talk :: Retirement Planning Forum 2017-08-19T05:59:40Z Draperies or Honey Comb Shades/Blinds? http://finance.forumsee.com/a/m/s/p12-23328-0320587--draperies-honey-comb-shades-blinds.html That time of year again, and we are working at deciding which is best for us in a house that needs to preserve heat and keep the cold out. We have large sliding doors with double glass but now d... Sat, 19 Aug 2017 02:08:34 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320587--draperies-honey-comb-shades-blinds.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T02:08:34Z Media storage solutions http://finance.forumsee.com/a/m/s/p12-23328-0320586--media-storage-solutions.html I have about 10 terabytes of digital media (movies, TV, music) that I am looking for storage options for. Currently it is sitting on two hard drives in my home but I am worried about drive failure... Sat, 19 Aug 2017 02:08:26 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320586--media-storage-solutions.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T02:08:26Z Jobs that pay over $100,000 http://finance.forumsee.com/a/m/s/p12-23328-0320584--jobs-that-pay-over-100-000.html I hope I am placing this in the correct posting. I have a college son undecided about his careeer. Can anyone here tell about their career that pays close to $100,000. I live in South Florida, s... Sat, 19 Aug 2017 02:08:11 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320584--jobs-that-pay-over-100-000.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T02:08:11Z Help with overanalyzing purchases http://finance.forumsee.com/a/m/s/p12-23328-0320583--help-with-overanalyzing-purchases.html I've been able to get over financial anxiety and feel financially secure, but I still want to be resourceful and make wise purchases. That often leads to over-analysis and wasted time. My expensi... Sat, 19 Aug 2017 02:08:03 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320583--help-with-overanalyzing-purchases.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T02:08:03Z Do I have a computer virus? http://finance.forumsee.com/a/m/s/p12-23328-0320582--have-computer-virus.html About a week or ten days ago Microsoft wanted to update my Windows 10 software. It said that this would take quite a while my computer would restart several times. I let this happen and it took ... Sat, 19 Aug 2017 02:07:56 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320582--have-computer-virus.html Bogleheads • View forum - Personal Consumer Issues 2017-08-19T02:07:56Z Requesting index funds in 401k http://finance.forumsee.com/a/m/s/p12-23327-0320581--requesting-index-funds-401k.html Has anyone done this and been successful on getting their employer to add some Index Funds to 401k options? Our fund currently offers a S&P 500 index, but I'd like to request an international and b... Sat, 19 Aug 2017 02:02:33 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320581--requesting-index-funds-401k.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T02:02:33Z Coming up with plan http://finance.forumsee.com/a/m/s/p12-23327-0320579--coming-with-plan.html First post here. There's a ton of information here to read. I'm looking for opinions/criticisms on my financial plan. Early 30's, married. Single income household. Monthly expenses total 7k b... Sat, 19 Aug 2017 02:02:18 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320579--coming-with-plan.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T02:02:18Z Child bit by dog - insurance wants to settle http://finance.forumsee.com/a/m/s/p12-23327-0320578--child-bit-dog-insurance-wants-settle.html My 7yo Child was bit by a dog on the face which required cosmetic surgery to fix. The dogs owners insurance paid all medical bills, but now they want to pay out a settlement. If I consult my law... Sat, 19 Aug 2017 02:02:11 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320578--child-bit-dog-insurance-wants-settle.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T02:02:11Z RMD taxation taken in December http://finance.forumsee.com/a/m/s/p12-23327-0320577--rmd-taxation-taken-december.html A little confused by several different articles.Am I correct in saying that you avoid having to pay est.quarterly taxes if you take your entire RMD in December and it is greater than all the tax yo... Sat, 19 Aug 2017 02:02:03 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320577--rmd-taxation-taken-december.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T02:02:03Z Increasing Loan - to Value Ratio http://finance.forumsee.com/a/m/s/p12-23327-0320576--increasing-loan-value-ratio.html I have a $223,000 loan on a 945 sq. ft. house, HCOL in CA, thats worth about $255,000 - $270,000 (from looking at comps). ~86% LTV. I want to get rid of my PMI through a no-cost refinance. I've... Sat, 19 Aug 2017 02:01:55 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320576--increasing-loan-value-ratio.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T02:01:55Z Pay off mortgage or taxable account http://finance.forumsee.com/a/m/s/p12-23327-0320575--pay-off-mortgage-taxable-account.html Hi all, To start with, I used to be a big spender. My parents never taught me about saving or investing. Two years ago, marriage and baby changed my life. I started reading books, blogs, forums, ... Sat, 19 Aug 2017 02:01:48 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320575--pay-off-mortgage-taxable-account.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-19T02:01:48Z CGT Non Resident Not Domiciled http://finance.forumsee.com/a/m/s/p12-25808-0320571--cgt-non-resident-not-domiciled.html Hi, I have lived outside of Ireland for 6 yrs so am non-resident and not domiciled (>3yrs). I am looking to sell an irish property and wish to understand the CGT position. From my reading ... Fri, 18 Aug 2017 23:04:08 GMT http://finance.forumsee.com/a/m/s/p12-25808-0320571--cgt-non-resident-not-domiciled.html Tax planning - Askaboutmoney.com 2017-08-18T23:04:08Z Hotel availability for eclipse http://finance.forumsee.com/a/m/s/p12-23328-0320541--hotel-availability-for-eclipse.html If anyone is still looking for a hotel room in the totality zone, some rooms are becoming available at places that were completely booked up months ago. Much to my surprise, this morning I was abl... Fri, 18 Aug 2017 18:04:30 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320541--hotel-availability-for-eclipse.html Bogleheads • View forum - Personal Consumer Issues 2017-08-18T18:04:30Z Ports-thunderbolt 2 vs 3, USB 3.0 vs 3.0 Type A http://finance.forumsee.com/a/m/s/p12-23328-0320540--ports-thunderbolt-usb-type.html I asked for advice on buying a new IMAC 27 inch computer yesterday. Thanks everyone for your suggestions. I bought the 2015 late model for $1399 (regular $1799) at BH photo online and am now w... Fri, 18 Aug 2017 18:04:07 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320540--ports-thunderbolt-usb-type.html Bogleheads • View forum - Personal Consumer Issues 2017-08-18T18:04:07Z Golf Cart Purchase http://finance.forumsee.com/a/m/s/p12-23328-0320539--golf-cart-purchase.html I have an old golf cart that came with the property we purchased on a golf course. It's on its last legs. There a a couple of sources in town to purchase a new or used cart, and both have good re... Fri, 18 Aug 2017 18:04:00 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320539--golf-cart-purchase.html Bogleheads • View forum - Personal Consumer Issues 2017-08-18T18:04:00Z Credit card bonus award rules http://finance.forumsee.com/a/m/s/p12-23328-0320538--credit-card-bonus-award-rules.html For those of us who play the credit card bonus game, the issuers are implementing new rules limiting us. I thought I would start a thread on the rules and their updates so we can avoid the time to ... Fri, 18 Aug 2017 18:03:52 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320538--credit-card-bonus-award-rules.html Bogleheads • View forum - Personal Consumer Issues 2017-08-18T18:03:52Z DUI lawyer - need advice http://finance.forumsee.com/a/m/s/p12-23328-0320537--dui-lawyer-need-advice.html My dc is up on dui/oui charges for a first offense. A tree was hit with no injury to anyone. Is it worth it to spend more money on a more expensive lawyer or is this standard fees and terms from ... Fri, 18 Aug 2017 18:03:13 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320537--dui-lawyer-need-advice.html Bogleheads • View forum - Personal Consumer Issues 2017-08-18T18:03:13Z Florida vs New Jersey Residency http://finance.forumsee.com/a/m/s/p12-23327-0320536--florida-new-jersey-residency.html We have homes in both states. We have lived in NJ for many years but after retiring 3 years ago we bought a house in Florida. We now spend our six months plus one day in Florida but we aren't cle... Fri, 18 Aug 2017 17:57:35 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320536--florida-new-jersey-residency.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T17:57:35Z Services provided non-taxable http://finance.forumsee.com/a/m/s/p12-23327-0320535--services-provided-non-taxable.html I have been providing website design services and I have never charged my clients sales tax. Fortunately this service is exempt from sales tax in the state of New Jersey. I just learned today. ... Fri, 18 Aug 2017 17:57:28 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320535--services-provided-non-taxable.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T17:57:28Z Letter asking for estate information http://finance.forumsee.com/a/m/s/p12-23327-0320534--letter-asking-for-estate-information.html Hello, Thank you in advance for advice pertaining to a letter I recently received asking for estate information. I'm not sure how, or if, I should respond and my attorney is on vacation for two ... Fri, 18 Aug 2017 17:57:20 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320534--letter-asking-for-estate-information.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T17:57:20Z Did Chase Apply My "Additional Principal" Payment Legally? http://finance.forumsee.com/a/m/s/p12-23327-0320533--did-chase-apply-additional-principal-payment-legally.html Back on February 23rd I made a $5000 additional principal payment on my mortgage. I used Chase's payment form and checked the box "additional principal." I did not include the regular mortgage paym... Fri, 18 Aug 2017 17:57:13 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320533--did-chase-apply-additional-principal-payment-legally.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T17:57:13Z Debt collector called, should we call them back? http://finance.forumsee.com/a/m/s/p12-23327-0320532--debt-collector-called-should-call-them-back.html My wife received a VM from someone claiming to be a debt collector and said she needs to call them back. We are normally on top of our bills and have never had any unpaid debts or been involved wi... Fri, 18 Aug 2017 17:57:05 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320532--debt-collector-called-should-call-them-back.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T17:57:05Z Pension Fund 'Liberation' http://finance.forumsee.com/a/m/s/p12-25764-0320531--pension-fund-liberation.html Hi, Has anyone any experience of accessing an Irish pension fund early? This would be access before retirement age where there's no ill health or long term sickness involved. Is it possible? ... Fri, 18 Aug 2017 16:53:29 GMT http://finance.forumsee.com/a/m/s/p12-25764-0320531--pension-fund-liberation.html Pensions - Askaboutmoney.com 2017-08-18T16:53:29Z CAT - Inheritance from US http://finance.forumsee.com/a/m/s/p12-25808-0320527--cat-inheritance-from.html John (Irish resident) receives an inheritance of €50,000 from his uncle who lived for several decades in the US. The US tax authorities have deducted tax at source. Can John claim a credit for U... Fri, 18 Aug 2017 14:59:29 GMT http://finance.forumsee.com/a/m/s/p12-25808-0320527--cat-inheritance-from.html Tax planning - Askaboutmoney.com 2017-08-18T14:59:29Z Finding a share (coop apartment) lender for apartment purchase http://finance.forumsee.com/a/m/s/p12-23327-0320507--finding-share-coop-apartment-lender-for-apartment-purchase.html I'd like to finance the purchase of an apartment in a Cooperative apartment building. My understanding is that can be done by means of getting share loan, since in a coop you don't actually "own" ... Fri, 18 Aug 2017 09:52:24 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320507--finding-share-coop-apartment-lender-for-apartment-purchase.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T09:52:24Z Estate planning - step up question http://finance.forumsee.com/a/m/s/p12-23327-0320506--estate-planning-step-question.html This question occurred to me after reading a few recent posts on estate planning... This is the overall scenario: my spouse and I have two kids who will get everything (except for what goes to c... Fri, 18 Aug 2017 09:52:16 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320506--estate-planning-step-question.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T09:52:16Z 23 and In need of Debt Advice http://finance.forumsee.com/a/m/s/p12-14489-0320496--and-need-debt-advice.html Although I know others are in a heck of a lot worse situations than myself, I feel as though I have dug myself into a hole and it feels like it will take forever to get out of. I do have more debt ... Fri, 18 Aug 2017 06:31:52 GMT http://finance.forumsee.com/a/m/s/p12-14489-0320496--and-need-debt-advice.html Debt Forum - Saving Advice 2017-08-18T06:31:52Z Organ (Music) Question http://finance.forumsee.com/a/m/s/p12-23328-0320470--organ-music-question.html I have a Casiotone MT210 and a Lowery TLO-R (two keyboards) that belonged to my late mother. Both appear to be in nice condition although I do not play the organ. They have not been used in at leas... Fri, 18 Aug 2017 01:55:13 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320470--organ-music-question.html Bogleheads • View forum - Personal Consumer Issues 2017-08-18T01:55:13Z Need to replace a roof - fair price? cost saving measures? http://finance.forumsee.com/a/m/s/p12-23328-0320469--need-replace-roof-fair-price-cost-saving-measures.html DH and I are not handy. Our insurance company did an inspection and is asking for a new roof or they will likely drop us. We have had two estimates so far (expecting the third and fourth any day ... Fri, 18 Aug 2017 01:55:06 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320469--need-replace-roof-fair-price-cost-saving-measures.html Bogleheads • View forum - Personal Consumer Issues 2017-08-18T01:55:06Z Tesla factory tours http://finance.forumsee.com/a/m/s/p12-23328-0320468--tesla-factory-tours.html My sister wanted to take her and her kids (their in sixth grade) to the Telsa factory tour. But they stated to her that she has to be an owner, she's not. Does she have any recourse? She would love... Fri, 18 Aug 2017 01:54:58 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320468--tesla-factory-tours.html Bogleheads • View forum - Personal Consumer Issues 2017-08-18T01:54:58Z Little P**S Ants http://finance.forumsee.com/a/m/s/p12-23328-0320467--little-p-s-ants.html I live in Florida and I'm having a problem with these little tiny P**S ants all over the place. Sitting here in front of my computer they are running all over my desk and even up onto my keyboard a... Fri, 18 Aug 2017 01:54:51 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320467--little-p-s-ants.html Bogleheads • View forum - Personal Consumer Issues 2017-08-18T01:54:51Z Want to give money to relative traveling int'l - options? http://finance.forumsee.com/a/m/s/p12-23328-0320466--want-give-money-relative-traveling-int-l-options.html A younger relative of mine is taking an extended international trip. DW & I want to give them several hundred dollars in spending money, but don't want to give it in cash due to the impracticality ... Fri, 18 Aug 2017 01:54:43 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320466--want-give-money-relative-traveling-int-l-options.html Bogleheads • View forum - Personal Consumer Issues 2017-08-18T01:54:43Z Long-term Disability Insurance Policy Not Cancel-able? http://finance.forumsee.com/a/m/s/p12-23327-0320465--long-term-disability-insurance-policy-not-cancel-able.html Hi, I am running into an interesting situation: It seems that I am unable to cancel / opt-out of my company-provided group long-term disability insurance. I applied for an individual LTDI pol... Fri, 18 Aug 2017 01:50:12 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320465--long-term-disability-insurance-policy-not-cancel-able.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T01:50:12Z question regarding life insurance purchase: online vs. real-life agent http://finance.forumsee.com/a/m/s/p12-23327-0320464--question-regarding-life-insurance-purchase-online-real-life-agent.html I recently went on term4sale and found a policy that suited my needs, however the online agent who serviced me is literary 100 miles away. After a series of paperwork via emails and blood test at ... Fri, 18 Aug 2017 01:50:05 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320464--question-regarding-life-insurance-purchase-online-real-life-agent.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T01:50:05Z 1099 vs W2 without 401K vs W2 http://finance.forumsee.com/a/m/s/p12-23327-0320463--1099-without-401k.html All, a friend is currently about to receive job offers and weighing his options. I am trying to help by calculating the break-even point. - One employer likely will hire him as either a contracto... Fri, 18 Aug 2017 01:49:57 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320463--1099-without-401k.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T01:49:57Z Pension question: purchase 0.35 yrs of previous service? http://finance.forumsee.com/a/m/s/p12-23327-0320462--pension-question-purchase-yrs-previous-service.html Hello all, I’m current working for New York State and have 5.2 years of service towards my pension. I have the option to pay $1,846.54 to buy back 0.35 years of service. The $1,846.54 was... Fri, 18 Aug 2017 01:49:34 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320462--pension-question-purchase-yrs-previous-service.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T01:49:34Z Places worth seeing in Halifax, Nova Scotia and Montreal in mid September http://finance.forumsee.com/a/m/s/p12-23327-0320461--places-worth-seeing-halifax-nova-scotia-and-montreal-mid-september.html Can you suggest things to do/see during a mid-September weekend in Halifax, Nova Scotia? We are taking the train from Montreal to Halifax, so we will not have a car in Halifax. We will, however, be... Fri, 18 Aug 2017 01:49:27 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320461--places-worth-seeing-halifax-nova-scotia-and-montreal-mid-september.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T01:49:27Z Mortgage not reflected on credit report http://finance.forumsee.com/a/m/s/p12-23327-0320460--mortgage-not-reflected-credit-report.html In Jan 2017, I had my mortgage refinanced with a bank. Recently, I checked all three major credit reports and did not see the mortgage being reported. So, today, I contacted the bank (lender) and w... Fri, 18 Aug 2017 01:49:20 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320460--mortgage-not-reflected-credit-report.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T01:49:20Z New job, life changes http://finance.forumsee.com/a/m/s/p12-23327-0320459--new-job-life-changes.html Couple months ago, I made a post about being laid off, having severe panic. Now I'm on the opposite end. I've been at a new job for 3 weeks, my manager seems to really like me, it's in a top ... Fri, 18 Aug 2017 01:49:12 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320459--new-job-life-changes.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T01:49:12Z Percent of retirement expenses from fixed sources? http://finance.forumsee.com/a/m/s/p12-23327-0320458--percent-retirement-expenses-from-fixed-sources.html I've been doing a bit of retirement planning this week. It looks to me that we'll have about $70,000 a year (today's dollars) in retirement income during our golden years: His Fixed Retirement I... Fri, 18 Aug 2017 01:49:05 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320458--percent-retirement-expenses-from-fixed-sources.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T01:49:05Z Should we pay off the house before the baby arrives? http://finance.forumsee.com/a/m/s/p12-23327-0320457--should-pay-off-the-house-before-the-baby-arrives.html I am hoping that the bright Boglehead minds will help us decide what to do with our mortgage in light of our changing family situation: My husband and I are expecting a baby, our third. We ha... Fri, 18 Aug 2017 01:48:57 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320457--should-pay-off-the-house-before-the-baby-arrives.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T01:48:57Z NYC real estate question http://finance.forumsee.com/a/m/s/p12-23327-0320456--nyc-real-estate-question.html Hi Bogleheads! I am new to this forum and so far loving it! You guys give such great advice. I'm hoping to ask for your opinion on whether we should go through with a real estate purchase. No c... Fri, 18 Aug 2017 01:48:50 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320456--nyc-real-estate-question.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T01:48:50Z How to pay off piggyback mortgage http://finance.forumsee.com/a/m/s/p12-23327-0320455--how-pay-off-piggyback-mortgage.html Hi, I've been lurking for a while and have learned some great stuff on here--- now I need some advice for myself! My wife and I bought our home in Oct 2015 by putting 10% down for an 80/10/10 "p... Fri, 18 Aug 2017 01:48:42 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320455--how-pay-off-piggyback-mortgage.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T01:48:42Z Non-fiction bucket list http://finance.forumsee.com/a/m/s/p12-23327-0320454--non-fiction-bucket-list.html While I feel I have received a solid education, I somehow feel I have missed reading many life changing Non Fiction books. As I hit 50 I wish I had read more great books in college and beyond a... Fri, 18 Aug 2017 01:48:35 GMT http://finance.forumsee.com/a/m/s/p12-23327-0320454--non-fiction-bucket-list.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-08-18T01:48:35Z TSP withdrawl options, main points to consider advantages @ disadvantages over 65 http://finance.forumsee.com/a/m/s/p12-52818-0320443--tsp-withdrawl-options-main-points-consider-advantages-disadvantages-over.html Whats options advantages and disadvantages for leaving it in till rmd's take effect, or taking a monthly dollar amount at 66 and paying the taxes on traditional non roth account? I see little ad... Thu, 17 Aug 2017 21:27:38 GMT http://finance.forumsee.com/a/m/s/p12-52818-0320443--tsp-withdrawl-options-main-points-consider-advantages-disadvantages-over.html Retirement and IRA Talk 2017-08-17T21:27:38Z Live TV internet streaming - 30 vs 60 fps http://finance.forumsee.com/a/m/s/p12-23328-0320411--live-internet-streaming-fps.html I (finally) bought an Amazon fire stick and signed up for free trials to Playstation Vue and Hulu with Live TV. Playstation Vue: the guide is very slow (2-3 second lag every time) and sports ar... Thu, 17 Aug 2017 17:52:32 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320411--live-internet-streaming-fps.html Bogleheads • View forum - Personal Consumer Issues 2017-08-17T17:52:32Z Decline All Parts of Medicare, Continue Contributing to my HSA? http://finance.forumsee.com/a/m/s/p12-23328-0320410--decline-all-parts-medicare-continue-contributing-hsa.html I've been scouring IRS Publication 969 for the answer to my question, but the document appears to contradict itself. On the one hand, it defines an "eligible individual" as IRS Publication 969 w... Thu, 17 Aug 2017 17:52:24 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320410--decline-all-parts-medicare-continue-contributing-hsa.html Bogleheads • View forum - Personal Consumer Issues 2017-08-17T17:52:24Z Put Mom Up In Hotel? http://finance.forumsee.com/a/m/s/p12-23328-0320409--put-mom-hotel.html I hate self-deception. Thus I try to always be brutally honest with myself at all times, always trying to sweep away the clouds of error from my vision of the sun of truth. In another thread I ... Thu, 17 Aug 2017 17:52:16 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320409--put-mom-hotel.html Bogleheads • View forum - Personal Consumer Issues 2017-08-17T17:52:16Z which 27 inch imac to purchase? http://finance.forumsee.com/a/m/s/p12-23328-0320408--which-inch-imac-purchase.html Need to purchase an IMAC today. Which one is the best value? Link or /and model would be appreciated especially if from apple store. Also, is it best to just buy the basic or upgrade to faster p... Thu, 17 Aug 2017 17:52:08 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320408--which-inch-imac-purchase.html Bogleheads • View forum - Personal Consumer Issues 2017-08-17T17:52:08Z Suggestions for online tool for organizing an event? http://finance.forumsee.com/a/m/s/p12-23328-0320407--suggestions-for-online-tool-for-organizing-event.html Can the Bogleheads recommend a free online tool for organizing an event/project? Ideally it would be something 3-4 people could log onto. We would be able to organize notes and communication by... Thu, 17 Aug 2017 17:52:00 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320407--suggestions-for-online-tool-for-organizing-event.html Bogleheads • View forum - Personal Consumer Issues 2017-08-17T17:52:00Z popcorn ceiling, removal or drywall over it? http://finance.forumsee.com/a/m/s/p12-23328-0320406--popcorn-ceiling-removal-drywall-over.html HI, I've googled and talked to contractors and there doesn't seem to be agreement. The thought of just drywalling over it appeals to me as much less messy, but I can't tell if there is a problem... Thu, 17 Aug 2017 17:51:53 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320406--popcorn-ceiling-removal-drywall-over.html Bogleheads • View forum - Personal Consumer Issues 2017-08-17T17:51:53Z Thu Aug 17, 2017 12:52 pm http://finance.forumsee.com/a/m/s/p12-23328-0320405--thu-aug-2017.html We were in a very similar predicament 8 years ago and made the decision to cut back our hours and income. I went from working 60-70 stressful hours a week to 40 much less stressful hours. I took ... Thu, 17 Aug 2017 17:51:44 GMT http://finance.forumsee.com/a/m/s/p12-23328-0320405--thu-aug-2017.html Bogleheads • View forum - Personal Consumer Issues 2017-08-17T17:51:44Z