Forumsee - Personal Finance http://finance.forumsee.com/a/m/show/p12-13056--finance-and-investment-personal-finance.html Pay Estimated Taxes http://finance.forumsee.com/a/m/s/p12-23327-0334193--pay-estimated-taxes.html My wife started working for a small social marketing company that pays weekly and I noticed that they do not take any taxes out of her check. So I am thinking that I should be filing and paying es... Sun, 10 Dec 2017 21:27:14 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334193--pay-estimated-taxes.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T21:27:14Z Consolidating Accounts to One-Stop http://finance.forumsee.com/a/m/s/p12-23327-0334192--consolidating-accounts-one-stop.html Looking to accomplish the following (below). Would love to use USAA to do it, but don't qualify. Any suggestions for the best One-Stop Solution? 1. CENTRALIZE a. Use One Institution for ALL... Sun, 10 Dec 2017 21:27:07 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334192--consolidating-accounts-one-stop.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T21:27:07Z CDs that compound interest payments, at big brokerages ? http://finance.forumsee.com/a/m/s/p12-23327-0334191--cds-that-compound-interest-payments-big-brokerages.html Like many, I have decided I'm better off with CDs than with bond funds, for money I plan to use in the new few years. Specifically, I would like to take the money I've budgeted for 2020 living ex... Sun, 10 Dec 2017 21:26:59 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334191--cds-that-compound-interest-payments-big-brokerages.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T21:26:59Z Can/Should early retiree avoid ACA tax credits? http://finance.forumsee.com/a/m/s/p12-23327-0334190--can-should-early-retiree-avoid-aca-tax-credits.html With an impending early retirement, this is something i will have to deal with soon. Retiring at age 51. Will live off taxable investments in early part of retirement. Have some relatively t... Sun, 10 Dec 2017 21:26:52 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334190--can-should-early-retiree-avoid-aca-tax-credits.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T21:26:52Z Sun Dec 10, 2017 4:28 pm http://finance.forumsee.com/a/m/s/p12-23327-0334189--sun-dec-2017.html Hi- I’ve been browsing homes for a long time and finally found one that I really liked and well below my budget. I’ve talked to a few buyers agents but never officially signed on with one.Do you t... Sun, 10 Dec 2017 21:26:45 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334189--sun-dec-2017.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T21:26:45Z What are your big-picture ‘rules of life’ —financial or otherwise? http://finance.forumsee.com/a/m/s/p12-23327-0334188--what-are-your-big-picture-rules-life-financial-otherwise.html There is so much wisdom on this site, I’m hoping to tap into it yet again. My DH and I have been married for 10 years and have one DD, age 8. Although we have plenty of advantages (both college ... Sun, 10 Dec 2017 21:26:30 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334188--what-are-your-big-picture-rules-life-financial-otherwise.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T21:26:30Z Hit a deer and may be car shopping http://finance.forumsee.com/a/m/s/p12-23328-0334155--hit-deer-and-may-car-shopping.html I hit a deer last night on the interstate. I am perfectly fine, thank goodness, and the airbags did not deploy. It hit the front lower left bumper of my 2014 Ford Cmax hybrid. broke open and loose... Sun, 10 Dec 2017 13:26:35 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334155--hit-deer-and-may-car-shopping.html Bogleheads • View forum - Personal Consumer Issues 2017-12-10T13:26:35Z Fed Income and Social security taxes with two jobs http://finance.forumsee.com/a/m/s/p12-23327-0334154--fed-income-and-social-security-taxes-with-two-jobs.html Hello, I am hoping that someone can help me with a tax withholding question. Background: - I had two jobs in 2017. The nature of my compensation for the two jobs was such that I was just a... Sun, 10 Dec 2017 13:19:48 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334154--fed-income-and-social-security-taxes-with-two-jobs.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T13:19:48Z Can This be Part of an Estate Planning? http://finance.forumsee.com/a/m/s/p12-23327-0334153--can-this-part-estate-planning.html Parents are 50 and their twin daughters are 20 years old. Paid off house. Took $400K cash-out 30-year FRM at 3.8%. Parents have sufficient cash-flow to pay the required mortgage of $1.9K/month. ... Sun, 10 Dec 2017 13:19:41 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334153--can-this-part-estate-planning.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T13:19:41Z Ally bank/ Ally invest http://finance.forumsee.com/a/m/s/p12-14495-0334137--ally-bank-ally-invest.html Any readers have experience using this combination for your investments and the interchangeability between the accounts for liquidity. One major gripe with brokerages is they offer no return for i... Sun, 10 Dec 2017 05:54:13 GMT http://finance.forumsee.com/a/m/s/p12-14495-0334137--ally-bank-ally-invest.html Investing & Banking Forum - Saving Advice 2017-12-10T05:54:13Z try to trade in vs. warranty for opened phone http://finance.forumsee.com/a/m/s/p12-23328-0334136--try-trade-warranty-for-opened-phone.html Hello, I bought a phone from google 19 months ago, and because of a common problem, LG will take it back and fix it for free "unless its been tampered" with. While travelling the phone died, ... Sun, 10 Dec 2017 05:22:57 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334136--try-trade-warranty-for-opened-phone.html Bogleheads • View forum - Personal Consumer Issues 2017-12-10T05:22:57Z Europe Suggestions http://finance.forumsee.com/a/m/s/p12-23328-0334135--europe-suggestions.html Looking at taking a family trip to Europe this summer. Kids will be 10 and 12, trying to beat the grumpy teen years (I guess). I'm thinking about 3 weeks in length. Should have a few airline tic... Sun, 10 Dec 2017 05:22:49 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334135--europe-suggestions.html Bogleheads • View forum - Personal Consumer Issues 2017-12-10T05:22:49Z Echo Dot 2nd Gen: What do I do with this gift? http://finance.forumsee.com/a/m/s/p12-23328-0334134--echo-dot-2nd-gen-what-with-this-gift.html Someone gifted me an Echo Dot 2nd Generation. I Googled it, and it seems that one needs an Alexa for it to be functional? I don't have Alexa, so does this Echo Dot thingy have any usefulness to me?... Sun, 10 Dec 2017 05:22:42 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334134--echo-dot-2nd-gen-what-with-this-gift.html Bogleheads • View forum - Personal Consumer Issues 2017-12-10T05:22:42Z Can I install and run two different hrblock tax programs on same computer? http://finance.forumsee.com/a/m/s/p12-23328-0334133--can-install-and-run-two-different-hrblock-tax-programs-same-computer.html I'd like to download a second 2017 hrblock federal + state tax program on my mac and run it separately from the first download. Reason is that I need two different state programs and it is cheaper... Sun, 10 Dec 2017 05:22:34 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334133--can-install-and-run-two-different-hrblock-tax-programs-same-computer.html Bogleheads • View forum - Personal Consumer Issues 2017-12-10T05:22:34Z Cost to ship a car internationally http://finance.forumsee.com/a/m/s/p12-23328-0334132--cost-ship-car-internationally.html Hello all, My father-in-law wants to gift his 2012 BMW X5 to my wife. He lives in Doha, Qatar and wants to ship it to the United States. Do you know approximately how much it will cost to ship it ... Sun, 10 Dec 2017 05:22:12 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334132--cost-ship-car-internationally.html Bogleheads • View forum - Personal Consumer Issues 2017-12-10T05:22:12Z Do indoor cats need flea/tick/heartworm prevention year round? http://finance.forumsee.com/a/m/s/p12-23328-0334131--indoor-cats-need-flea-tick-heartworm-prevention-year-round.html Hi Bogleheads, My indoor cats have been on Revolution for a couple of years. When I adopted them they had terrible fleas and worms and had to be de-wormed/treated many times. My vet recommended Re... Sun, 10 Dec 2017 05:22:05 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334131--indoor-cats-need-flea-tick-heartworm-prevention-year-round.html Bogleheads • View forum - Personal Consumer Issues 2017-12-10T05:22:05Z Pre-Pay Property Taxes in 2017? http://finance.forumsee.com/a/m/s/p12-23327-0334130--pre-pay-property-taxes-2017.html I'm 34, Married file jointly with two kids. My wife is a SAHM. We live in a very HCOL, with very high property taxes (NJ). 2017 will be my largest earning year ever due to my company getting ac... Sun, 10 Dec 2017 05:15:46 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334130--pre-pay-property-taxes-2017.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T05:15:46Z timing of new conversion to Roth if recharacterizing previous year conversion http://finance.forumsee.com/a/m/s/p12-23327-0334129--timing-new-conversion-roth-recharacterizing-previous-year-conversion.html The following is my first post, although I have benefitted greatly from the collective wisdom of the Bogleheads for many years. Suppose I converted part of a Rollover IRA (tIRA) to a new Roth I... Sun, 10 Dec 2017 05:15:38 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334129--timing-new-conversion-roth-recharacterizing-previous-year-conversion.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T05:15:38Z 10 Yr Mortgage - 2.875% with no closing costs http://finance.forumsee.com/a/m/s/p12-23327-0334128--mortgage-875-with-closing-costs.html We have been mortgage shopping online. Used Zillow.com to input basic details and I found that SmartMortgage.com is offering 10 Yr FIxed Mortgage @ 2.875% with no closing costs. This is better t... Sun, 10 Dec 2017 05:15:31 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334128--mortgage-875-with-closing-costs.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T05:15:31Z Strategy for filling out 15% bracket http://finance.forumsee.com/a/m/s/p12-23327-0334127--strategy-for-filling-out-15-bracket.html According to my tax projections, I am going to be filing at the 15% marginal federal rate with around ~$1,000 to spare. I'm considering either harvesting long term taxable gains in my after-tax... Sun, 10 Dec 2017 05:15:24 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334127--strategy-for-filling-out-15-bracket.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T05:15:24Z Experiences with Quicken to GNUCash Conversion. http://finance.forumsee.com/a/m/s/p12-23327-0334126--experiences-with-quicken-gnucash-conversion.html Like many folks in this group, I've been contemplating converting from Quicken to GNUCash (well, to basically *anything* else). I have an account history spanning two decades (MS Money till sunset ... Sun, 10 Dec 2017 05:15:17 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334126--experiences-with-quicken-gnucash-conversion.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T05:15:17Z Lost job, thinking about insurance, COBRA http://finance.forumsee.com/a/m/s/p12-23327-0334125--lost-job-thinking-about-insurance-cobra.html I lost my job a week ago and I'm thinking through the insurance implications. I have insurance through the end of the month. I expect my job search to take about two months. (I have some good leads... Sun, 10 Dec 2017 05:15:09 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334125--lost-job-thinking-about-insurance-cobra.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T05:15:09Z 1031 Exchange vs Charitable Remainder Trust http://finance.forumsee.com/a/m/s/p12-23327-0334124--1031-exchange-charitable-remainder-trust.html I plan to sell an undeveloped parcel of land in the next 1-2 years. I own the property jointly with my two siblings, and we have very little cost basis in the land. We have had a couple offers on t... Sun, 10 Dec 2017 05:15:02 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334124--1031-exchange-charitable-remainder-trust.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T05:15:02Z Same Multiple credit cards http://finance.forumsee.com/a/m/s/p12-23327-0334123--same-multiple-credit-cards.html I have discover it and also chase credit cards. But I keep getting this promotional offer for 18months no interest and free balance transfer. And discover is offering cash back match at the end of ... Sun, 10 Dec 2017 05:14:55 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334123--same-multiple-credit-cards.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T05:14:55Z Help with ACA problem http://finance.forumsee.com/a/m/s/p12-23327-0334122--help-with-aca-problem.html Daughter received ACA subsidy this year (2017). Income will be below minimum threshold for receiving subsidy. There are no penalties even though she made below minimum and got the subsidy. Que... Sun, 10 Dec 2017 05:14:48 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334122--help-with-aca-problem.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T05:14:48Z How can someone who earns 500k/yr in w2 be in 25% tax bracket? http://finance.forumsee.com/a/m/s/p12-23327-0334121--how-can-someone-who-earns-500k-25-tax-bracket.html I have a friend who supposedly makes $500k/yr as a physician. He formed an Llc to invest in real estate (single family homes). I estimate all the properties total $2 million He told me his lawy... Sun, 10 Dec 2017 05:14:40 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334121--how-can-someone-who-earns-500k-25-tax-bracket.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-10T05:14:40Z You can enroll in some Medicare plans any time http://finance.forumsee.com/a/m/s/p12-23328-0334088--you-can-enroll-some-medicare-plans-any-time.html If you are on Medicare and missed the annual fall window to change to a different plan, you still may be able to enroll in a "five star" plan (check the details) https://affordablemedicareplan.com... Sat, 09 Dec 2017 21:18:12 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334088--you-can-enroll-some-medicare-plans-any-time.html Bogleheads • View forum - Personal Consumer Issues 2017-12-09T21:18:12Z Anyone done the Sprint one year free promo? http://finance.forumsee.com/a/m/s/p12-23328-0334087--anyone-done-the-sprint-one-year-free-promo.html Wife and I stopped at Sprint while in the city...we were going to switch over to Sprint they currently have one year free promo https://www.sprint.com/en/shop/offers/f ... :1yearfree I read the f... Sat, 09 Dec 2017 21:18:04 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334087--anyone-done-the-sprint-one-year-free-promo.html Bogleheads • View forum - Personal Consumer Issues 2017-12-09T21:18:04Z Espresso Machine suggestions? http://finance.forumsee.com/a/m/s/p12-23328-0334086--espresso-machine-suggestions.html I've developed a bit of an addiction to lattes. I'm pretty frugal in most other areas so I don't mind buying a few every week for myself and DW. What I do mind is the time it takes to drive to th... Sat, 09 Dec 2017 21:17:57 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334086--espresso-machine-suggestions.html Bogleheads • View forum - Personal Consumer Issues 2017-12-09T21:17:57Z Unable to recover or create new Morningstar Discuss account. Help. http://finance.forumsee.com/a/m/s/p12-23328-0334085--unable-recover-create-new-morningstar-discuss-account-help.html I have maintained a Premium membership at Morningstar for some time. A long time ago I had a "discuss account" username. Now, I can't remember it. I'm trying to use the pop up window to create a ne... Sat, 09 Dec 2017 21:17:50 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334085--unable-recover-create-new-morningstar-discuss-account-help.html Bogleheads • View forum - Personal Consumer Issues 2017-12-09T21:17:50Z Downgrading Chase Sapphire Preferred http://finance.forumsee.com/a/m/s/p12-23328-0334084--downgrading-chase-sapphire-preferred.html I got my wife a CSP card a couple years ago and received the bonus points, we haven't used them yet though. We just got hit with the annual fee, I called Chase and they didn't budge about waiving i... Sat, 09 Dec 2017 21:17:43 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334084--downgrading-chase-sapphire-preferred.html Bogleheads • View forum - Personal Consumer Issues 2017-12-09T21:17:43Z What MPG App Do You Use To Track Fuel Usage ? http://finance.forumsee.com/a/m/s/p12-23328-0334083--what-mpg-app-you-use-track-fuel-usage.html What app do you use to track your mpg on your vehicle? Looking for something that can track the mpg, is free and does NOT track my location. Many I have reviewed track where you travel. Too big bro... Sat, 09 Dec 2017 21:17:35 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334083--what-mpg-app-you-use-track-fuel-usage.html Bogleheads • View forum - Personal Consumer Issues 2017-12-09T21:17:35Z Cheap outdoor floor covering? http://finance.forumsee.com/a/m/s/p12-23328-0334082--cheap-outdoor-floor-covering.html We are renting a tent for a backyard event we are hosting at home over the holidays. It is a 15x20 tent and will be set up on a cement patio. I would like to have some kind of floor covering such ... Sat, 09 Dec 2017 21:17:28 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334082--cheap-outdoor-floor-covering.html Bogleheads • View forum - Personal Consumer Issues 2017-12-09T21:17:28Z Paying contractors for incomplete work http://finance.forumsee.com/a/m/s/p12-23328-0334081--paying-contractors-for-incomplete-work.html I did a Google search for this topic and saw a lot of different opinions. A plumber came to our home to fix a toilet and do an inspection. The toilet was not fixed properly. Should we have pai... Sat, 09 Dec 2017 21:17:20 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334081--paying-contractors-for-incomplete-work.html Bogleheads • View forum - Personal Consumer Issues 2017-12-09T21:17:20Z Prepayment of seat donation http://finance.forumsee.com/a/m/s/p12-23327-0334080--prepayment-seat-donation.html Considering making a pre-payment in 2017 for my college football seat donation. Would appreciate feedback if this makes sense. The seat donation is $5k per year and I can pay up to 11 years in adva... Sat, 09 Dec 2017 21:12:14 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334080--prepayment-seat-donation.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:12:14Z Time to move to a different company? http://finance.forumsee.com/a/m/s/p12-23327-0334079--time-move-different-company.html I'm in the high tech business and I'm wondering whether it's time to find a new employer. What I like - My boss is great! We think alike, communicate easily and he doesn't micromanage me. - Fl... Sat, 09 Dec 2017 21:12:07 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334079--time-move-different-company.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:12:07Z 2 Business Retirement Plan Options http://finance.forumsee.com/a/m/s/p12-23327-0334078--business-retirement-plan-options.html I have had a sole proprietorship business contracting with different companies for 6 years. I established a solo 401k for this 6 years ago. This past year I opened up a similar business with a ... Sat, 09 Dec 2017 21:12:00 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334078--business-retirement-plan-options.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:12:00Z Partial year after-tax HSA contibutions http://finance.forumsee.com/a/m/s/p12-23327-0334077--partial-year-after-tax-hsa-contibutions.html I was eligible to make HSA contributions for 10 months in 2017, but due to retirement I only made pre-tax contributions for 7 months. Would my after-tax contribution limit for the year be $4400/12 ... Sat, 09 Dec 2017 21:11:52 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334077--partial-year-after-tax-hsa-contibutions.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:11:52Z Consumer Loan http://finance.forumsee.com/a/m/s/p12-23327-0334076--consumer-loan.html Hi. I'm preparing to buy some appliances that will run about $12K. The retailer is offering 24 months no-interest payments, with the usual catch of "if you don't pay in full within 24 months... Sat, 09 Dec 2017 21:11:45 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334076--consumer-loan.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:11:45Z doing one time work remotely to another state http://finance.forumsee.com/a/m/s/p12-23327-0334075--doing-one-time-work-remotely-another-state.html Let's say I will do a work on my computer for a firm in another state and send it by email and they pay me by check. Like independent contractor, on an as needed basis. I do not be an employee of t... Sat, 09 Dec 2017 21:11:38 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334075--doing-one-time-work-remotely-another-state.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:11:38Z For those retired at least 10 years, what about the money? http://finance.forumsee.com/a/m/s/p12-23327-0334074--for-those-retired-least-years-what-about-the-money.html For those retired at least 10 years, in your early or middle 70s, and if you find you have much more than what you planned in your portfolio, due to the current bull market, what do you plan to do ... Sat, 09 Dec 2017 21:11:31 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334074--for-those-retired-least-years-what-about-the-money.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:11:31Z Amount Contributed to Roth on Fidelity Site? http://finance.forumsee.com/a/m/s/p12-23327-0334073--amount-contributed-roth-fidelity-site.html We have the 2% card that deposits into a Roth IRA at Fidelity, our only account there. I'm trying to double check my calculations for what has been contributed there, so I can add to the Vanguard I... Sat, 09 Dec 2017 21:11:24 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334073--amount-contributed-roth-fidelity-site.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:11:24Z Pay taxes on free food? http://finance.forumsee.com/a/m/s/p12-23327-0334072--pay-taxes-free-food.html I am self-employed and receive free meals from pharmaceutical companies. This information is publicly available as part of the "Sunshine Act" for physicians. Should the value of food and beverage b... Sat, 09 Dec 2017 21:11:16 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334072--pay-taxes-free-food.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:11:16Z carefirst or Kaiser Rockville Md http://finance.forumsee.com/a/m/s/p12-23327-0334071--carefirst-kaiser-rockville.html Hello , I really sorry to ask this question in this forum but i didnt find any good source to get information for insurance. I am confused in deciding which insurance to take in 2018 for my pa... Sat, 09 Dec 2017 21:11:09 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334071--carefirst-kaiser-rockville.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:11:09Z Taxes and Rental Income from Live-In Significant Other http://finance.forumsee.com/a/m/s/p12-23327-0334070--taxes-and-rental-income-from-live-significant-other.html Hello all, I would like some advice regarding rental income from my live-in boyfriend. My boyfriend and I have been together for several years, and moved in together when I purchased my firs... Sat, 09 Dec 2017 21:11:02 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334070--taxes-and-rental-income-from-live-significant-other.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:11:02Z Best FEDVIP dental insurance for braces/orthodontics http://finance.forumsee.com/a/m/s/p12-23327-0334069--best-fedvip-dental-insurance-for-braces-orthodontics.html My wife is planning to get braces next year and we're shopping for the best insurance plan. My key question is: which should be the most important consideration- coverage or the lifetime maximum? G... Sat, 09 Dec 2017 21:10:54 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334069--best-fedvip-dental-insurance-for-braces-orthodontics.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:10:54Z Does this happen to you? Educating friends about personal finance http://finance.forumsee.com/a/m/s/p12-23327-0334068--does-this-happen-you-educating-friends-about-personal-finance.html Does this happen to you? While not an expert, like all of you, I have acquired a lot of personal financial knowledge over time. I do not know everything but I do know about 99% of what I need to... Sat, 09 Dec 2017 21:10:47 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334068--does-this-happen-you-educating-friends-about-personal-finance.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T21:10:47Z Home Security Camera: Post a Warning Sign or Not? http://finance.forumsee.com/a/m/s/p12-23328-0334041--home-security-camera-post-warning-sign-not.html My neighbor and I recently put up self-installed security cameras outside our homes. I posted a few "Video Surveillance/No Trespassing" signs, while my neighbor did not. In my mind, the signs might... Sat, 09 Dec 2017 13:09:37 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334041--home-security-camera-post-warning-sign-not.html Bogleheads • View forum - Personal Consumer Issues 2017-12-09T13:09:37Z Danger of being a helicopter pilot? http://finance.forumsee.com/a/m/s/p12-23328-0334040--danger-being-helicopter-pilot.html I work as a firefighter/paramedic in a major metropolitan area. I recently visited out Air/Sea Rescue branch and talked to the Commander. He told me that they have 10 pilots, and that half of them ... Sat, 09 Dec 2017 13:09:30 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334040--danger-being-helicopter-pilot.html Bogleheads • View forum - Personal Consumer Issues 2017-12-09T13:09:30Z Solo 401k w/ Change in Type of Work http://finance.forumsee.com/a/m/s/p12-23327-0334039--solo-401k-change-type-work.html I haven't got around to trying Fidelity's support line, but was curious if anyone here had thoughts or experience. My wife started assistant teaching part time two years as a self employed contract... Sat, 09 Dec 2017 13:04:12 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334039--solo-401k-change-type-work.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T13:04:12Z H&R Block 2017 Tax Software $9.95 , State $14.95 http://finance.forumsee.com/a/m/s/p12-23327-0334038--h-r-block-2017-tax-software-state-14.html Just saw this deal at https://slickdeals.net/f/11013867-h-r-b ... BarV2Algo1 or HR Block link: https://www.hrblock.com/tax-software/lp ... _9462_0001 Sat, 09 Dec 2017 13:04:05 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334038--h-r-block-2017-tax-software-state-14.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T13:04:05Z How to lead a horse to (boglehead) water? http://finance.forumsee.com/a/m/s/p12-23327-0334037--how-lead-horse-boglehead-water.html As the saying goes, a horse can be lead to water but cannot be made to drink. I have a relative who graduated a couple years ago and is not yet saving for the future. At his age, I wasn't either,... Sat, 09 Dec 2017 13:03:57 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334037--how-lead-horse-boglehead-water.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T13:03:57Z I am buying a car: Most/Least Reliable Makes? http://finance.forumsee.com/a/m/s/p12-23328-0334011--buying-car-most-least-reliable-makes.html I am buying a car before the year is over. I've heard the deals are the best at the end of the year. What are the most/least reliable makes to look at and avoid? I know it depends on the model but ... Sat, 09 Dec 2017 04:46:49 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334011--buying-car-most-least-reliable-makes.html Bogleheads • View forum - Personal Consumer Issues 2017-12-09T04:46:49Z Linux based laptop or just a Windows based laptop formatted? http://finance.forumsee.com/a/m/s/p12-23328-0334010--linux-based-laptop-just-windows-based-laptop-formatted.html I've come to find that many BH's have an IT background or interest. I'm in the market for a new laptop for basic activities (banking, web browsing, word documents, excel sheets, etc). For any a... Sat, 09 Dec 2017 04:46:41 GMT http://finance.forumsee.com/a/m/s/p12-23328-0334010--linux-based-laptop-just-windows-based-laptop-formatted.html Bogleheads • View forum - Personal Consumer Issues 2017-12-09T04:46:41Z Tax software recommendations http://finance.forumsee.com/a/m/s/p12-23327-0334009--tax-software-recommendations.html I own an S-corp and an LLC and am wanting to do some tax planning for the end of the year. I have gotten pretty good at knowing how much will be "coming over" to my personal returns from the bus... Sat, 09 Dec 2017 04:40:49 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334009--tax-software-recommendations.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T04:40:49Z Vanguard Trust Acct>Vanguard JTROS, can't automate div xfr http://finance.forumsee.com/a/m/s/p12-23327-0334008--vanguard-trust-acct-vanguard-jtros-can-t-automate-div-xfr.html For years I have had my dividends and cap gains from two separate Trust accounts (His and hers, Vanguard) automatically sent to my credit union (JTROS) checking account. Life moves on and now I ... Sat, 09 Dec 2017 04:40:42 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334008--vanguard-trust-acct-vanguard-jtros-can-t-automate-div-xfr.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T04:40:42Z At what age did your net worth increase more than your gross income? http://finance.forumsee.com/a/m/s/p12-23327-0334007--what-age-did-your-net-worth-increase-more-than-your-gross-income.html I didn’t want to hijack a recent similar thread. But I do like frivolous accounting, and some things catch my eye. I realized a few weeks ago, that my net worth will likely increase more this y... Sat, 09 Dec 2017 04:40:35 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334007--what-age-did-your-net-worth-increase-more-than-your-gross-income.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T04:40:35Z Solo 401k + spouse http://finance.forumsee.com/a/m/s/p12-23327-0334006--solo-401k-spouse.html Spouse and I have 100k in 1099 income for 2017 on top of spouses salary; almost all of the 1099 income is reported on spouses social security number. We are aware of Qualified Joint Venture oppo... Sat, 09 Dec 2017 04:40:27 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334006--solo-401k-spouse.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T04:40:27Z QUESTION ANSWERED NO HELP NEEDED - mortgage escrow payment added to principal balance and charged interest each month http://finance.forumsee.com/a/m/s/p12-23327-0334005--question-answered-help-needed-mortgage-escrow-payment-added-principal-balance-and-charged-interest-each-month.html I noticed that the escrow portion of my mortgage payment is being added to the principal balance each month and my lender is charging me interest on this principal balance that includes the escrow ... Sat, 09 Dec 2017 04:40:20 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334005--question-answered-help-needed-mortgage-escrow-payment-added-principal-balance-and-charged-interest-each-month.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T04:40:20Z Working in a secure area http://finance.forumsee.com/a/m/s/p12-23327-0334004--working-secure-area.html So to date I've had a lot of flexability in my work so I could take personal phone calls, use my smartphone, use the Internet to take care of personal business, etc. So long as I got my work done. ... Sat, 09 Dec 2017 04:40:13 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334004--working-secure-area.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T04:40:13Z Over-contributed to SEP - process? http://finance.forumsee.com/a/m/s/p12-23327-0334003--over-contributed-sep-process.html Hi, I over-contributed to my SEP in 2015 by $1000. Maximum contribution allowed: $23,879 Amount reported on my 1040: $23,879 Amount actually contributed: $24,879 Pro-rata share of earnings to... Sat, 09 Dec 2017 04:40:05 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334003--over-contributed-sep-process.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T04:40:05Z This close to withdrawing 27K... http://finance.forumsee.com/a/m/s/p12-23327-0334002--this-close-withdrawing-27k.html Hi everyone - I have $27,000 in a qualified money market account through my bank. It's earned about $2.05 so far this year. (long story how it got here over a year ago) Anyway, I could really... Sat, 09 Dec 2017 04:39:58 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334002--this-close-withdrawing-27k.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T04:39:58Z 840 credit score Million dollar farm.. low income cannot get Heloc? http://finance.forumsee.com/a/m/s/p12-23327-0334001--840-credit-score-million-dollar-farm-low-income-cannot-get-heloc.html Friend of family (no computer skills) has high credit score, million dollar property (farm) and a very small remaining mortgage that is coming due in a few months. Income is ~50K per year from b... Sat, 09 Dec 2017 04:39:51 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334001--840-credit-score-million-dollar-farm-low-income-cannot-get-heloc.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T04:39:51Z Save all this money, what do you splurge on? http://finance.forumsee.com/a/m/s/p12-23327-0334000--save-all-this-money-what-you-splurge.html I know this goes against us living frugal however you also need to enjoy and live life a little. Would love to hear what you all "splurge" on. For me, it is cars. Probably the worst thing to s... Sat, 09 Dec 2017 04:39:43 GMT http://finance.forumsee.com/a/m/s/p12-23327-0334000--save-all-this-money-what-you-splurge.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T04:39:43Z Preparing 4 job loss,setting up HSA, fund IRA, other? http://finance.forumsee.com/a/m/s/p12-23327-0333999--preparing-job-loss-setting-hsa-fund-ira-other.html I am presently not working due to health issues, and it looks like my husband may lose his job soon, without any severance, etc. We have not been able to fund an HSA because our deductible is not ... Sat, 09 Dec 2017 04:39:36 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333999--preparing-job-loss-setting-hsa-fund-ira-other.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-09T04:39:36Z United Airline Mileage question http://finance.forumsee.com/a/m/s/p12-23328-0333962--united-airline-mileage-question.html Hi, I am United Airline Mileage plus member. Aer Lingus is the partner airline so if I travel by Aer Lingus and put my United Airline number, I earn the miles. Now I am booking a ticket with ... Fri, 08 Dec 2017 20:42:51 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333962--united-airline-mileage-question.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T20:42:51Z router - can I set it up myself? http://finance.forumsee.com/a/m/s/p12-23328-0333961--router-can-set-myself.html My techno-competent neighbor who usually "helps" with computer issues is not here right now. I need to buy and set up a new router. Right now running on IS- provided modem and need to add... Fri, 08 Dec 2017 20:42:43 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333961--router-can-set-myself.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T20:42:43Z Please suggest a dry hands product http://finance.forumsee.com/a/m/s/p12-23328-0333960--please-suggest-dry-hands-product.html Since I am asking an advice about an over-the shelf product, I hope the thread doesn't considered as "seeking medical advice" and gets locked out During the winter my hands becomes so dry so that ... Fri, 08 Dec 2017 20:42:36 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333960--please-suggest-dry-hands-product.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T20:42:36Z Sweet Gum Balls http://finance.forumsee.com/a/m/s/p12-23328-0333959--sweet-gum-balls.html My neighbor has 4 gum trees on the edge of our property that seem to drop all their spiked gum balls on our lawn and patio. For the last 25 years, my winter workout has been raking and using a lea... Fri, 08 Dec 2017 20:42:28 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333959--sweet-gum-balls.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T20:42:28Z Need a history atlas or book of maps http://finance.forumsee.com/a/m/s/p12-23328-0333958--need-history-atlas-book-maps.html Hello, This is a question for the history buffs on the board. I am in the process of reading Will Durant's 11 volume "The Story of Civilization." I am currently on the second volume covering anc... Fri, 08 Dec 2017 20:42:21 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333958--need-history-atlas-book-maps.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T20:42:21Z GPS tracker for loved one w Alzheimer’s http://finance.forumsee.com/a/m/s/p12-23328-0333957--gps-tracker-for-loved-one-alzheimer-s.html Google searches reveal a mix bag of devices so I would like some help from my BH friends. My mom has this horrible disease and I want to be able to track her wear abouts in fairly real time. I pr... Fri, 08 Dec 2017 20:42:13 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333957--gps-tracker-for-loved-one-alzheimer-s.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T20:42:13Z TurboTax Deluxe Online for 2017 http://finance.forumsee.com/a/m/s/p12-23327-0333956--turbotax-deluxe-online-for-2017.html Hi, I saw an add for a "sale" for Deluxe online for 39.99 so I went and paid online. (You have to start the return to be able to get to the pay screen and it was convoluted.) I will be doing it on... Fri, 08 Dec 2017 20:35:47 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333956--turbotax-deluxe-online-for-2017.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T20:35:47Z Saving for College right before and while student in college.. http://finance.forumsee.com/a/m/s/p12-23327-0333955--saving-for-college-right-before-and-while-student-college.html I have two daughters who are close to college age. Assumptions : I plan on paying a significant portion of their college and they will likely go to expensive schools. (Let's live with this ass... Fri, 08 Dec 2017 20:35:40 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333955--saving-for-college-right-before-and-while-student-college.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T20:35:40Z California HSA or 401k http://finance.forumsee.com/a/m/s/p12-23327-0333954--california-hsa-401k.html I have seen many post about HSA vs 401k, but still can’t seem to understand which is better in California since HSA doesn’t get a state deduction. Scenario 1 Contribute 15k of Income to 401k ... Fri, 08 Dec 2017 20:35:32 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333954--california-hsa-401k.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T20:35:32Z Bond allocation in my taxable account - Help me http://finance.forumsee.com/a/m/s/p12-23327-0333953--bond-allocation-taxable-account-help.html I want to allocate 10K in a Vanguard bond. My situation in brief : currently 95/5 - obviously i will need to balance this to 70/30. I am on high tax bracket ( 33 % ) so I was thinking of Vanguard i... Fri, 08 Dec 2017 20:35:24 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333953--bond-allocation-taxable-account-help.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T20:35:24Z Accidental investment in Roth IRA account http://finance.forumsee.com/a/m/s/p12-23327-0333952--accidental-investment-roth-ira-account.html I am one of those people who only look at their retirement savings once in a blue moon. Some years ago (2013) I started a Roth IRA with Vanguard maxing out my contribution limit for that year ($6,5... Fri, 08 Dec 2017 20:35:16 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333952--accidental-investment-roth-ira-account.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T20:35:16Z Ally Bank raises 11 month ($25k min) No Penalty CD from 1.5% to 1.6% http://finance.forumsee.com/a/m/s/p12-23327-0333951--ally-bank-raises-month-25k-min-penalty-from.html Now we can retire .1 days earlier. https://www.ally.com/bank/no-penalty-cd/ Fri, 08 Dec 2017 20:35:08 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333951--ally-bank-raises-month-25k-min-penalty-from.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T20:35:08Z Trying to understand Roth five-year rule http://finance.forumsee.com/a/m/s/p12-23327-0333950--trying-understand-roth-five-year-rule.html This is a hypothetical to help me understand better how the five-year rule works for a Roth: Suppose a Roth was opened in 2010 with a regular contribution of $6,000. Then in 2017 came a second r... Fri, 08 Dec 2017 20:35:01 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333950--trying-understand-roth-five-year-rule.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T20:35:01Z Screwed over with regards to 401k distribution. What can I do? http://finance.forumsee.com/a/m/s/p12-23327-0333949--screwed-over-with-regards-401k-distribution-what-can.html I left my workplace 2 months ago. It wasn't exactly a happy leaving from management point of view, because a bunch of us grew disillusioned about the direction of the company and left together. How... Fri, 08 Dec 2017 20:34:54 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333949--screwed-over-with-regards-401k-distribution-what-can.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T20:34:54Z Scottrade Bank announces account closures http://finance.forumsee.com/a/m/s/p12-23327-0333948--scottrade-bank-announces-account-closures.html As part of TD Ameritrade's purchase of Scottrade, Scottrade has announced that it will be closing all bank accounts in February of 2018 (I believe it is 2/18/18 but not sure). Any funds in the S... Fri, 08 Dec 2017 20:34:46 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333948--scottrade-bank-announces-account-closures.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T20:34:46Z Extended warranty on 2018 Outback http://finance.forumsee.com/a/m/s/p12-23328-0333923--extended-warranty-2018-outback.html Mulling this over and interested in feedback. I purchased a 2018 Outback 3.6R Limited with EyeSight and cold weather package #1 last week. Out the door price was 38,180. The car comes with ... Fri, 08 Dec 2017 12:37:36 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333923--extended-warranty-2018-outback.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T12:37:36Z Mortgage - closing or no closing costs? http://finance.forumsee.com/a/m/s/p12-23328-0333922--mortgage-closing-closing-costs.html We are getting ready to close on our new construction home over next few weeks. we also have decided to sell our paid-off existing home once we move into the new home. The existing home needs ma... Fri, 08 Dec 2017 12:37:28 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333922--mortgage-closing-closing-costs.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T12:37:28Z Offline Tax Software For What-If Analysis Regarding IRA Early Withdrawals http://finance.forumsee.com/a/m/s/p12-23327-0333921--offline-tax-software-for-what-analysis-regarding-ira-early-withdrawals.html I want to optimize my IRA early withdrawals. I am unhappy with the various on-line tax software solutions (like Turbo-Tax and HR Block) as I sense they are going to be too cumbersome to do numerou... Fri, 08 Dec 2017 12:29:57 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333921--offline-tax-software-for-what-analysis-regarding-ira-early-withdrawals.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T12:29:57Z New homeowner/Struggling to manage money http://finance.forumsee.com/a/m/s/p12-23327-0333920--new-homeowner-struggling-manage-money.html To make a long story short, an abrupt death caused me to inhert a large sum of money. At the same time (not out of the money I inherited) a house was purchased in my name. I'm 20. I'm trying to get... Fri, 08 Dec 2017 12:29:50 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333920--new-homeowner-struggling-manage-money.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T12:29:50Z converting from LLC to S corp with the new tax law http://finance.forumsee.com/a/m/s/p12-23327-0333919--converting-from-llc-corp-with-the-new-tax-law.html I have an LLC. Do the proposed tax rate changes apply differently to LLC vs S corp? I know the C corp taxes are going to get slashed. I believe that doesn't apply to LLC/S-corp but is there any big... Fri, 08 Dec 2017 12:29:43 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333919--converting-from-llc-corp-with-the-new-tax-law.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T12:29:43Z Paying taxes with credit card? http://finance.forumsee.com/a/m/s/p12-23327-0333918--paying-taxes-with-credit-card.html Do you guys pay your taxes with credit card? I see there is about a 1.87% fee with paying taxes with credit card, but some credit cards have a 2% reward percentage (so you would earn 0.13%). Is the... Fri, 08 Dec 2017 12:29:35 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333918--paying-taxes-with-credit-card.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T12:29:35Z shortage of contributions http://finance.forumsee.com/a/m/s/p12-25764-0333913--shortage-contributions.html Hello. I recently applied for Contributory state pension. I was told that I did not have enough Irish Contributions. As at the end of 2015 I had 30 UK years and 8 Irish years. The problem is this. ... Fri, 08 Dec 2017 12:08:45 GMT http://finance.forumsee.com/a/m/s/p12-25764-0333913--shortage-contributions.html Pensions - Askaboutmoney.com 2017-12-08T12:08:45Z TeamViewer http://finance.forumsee.com/a/m/s/p12-14470-0333912--teamviewer.html TeamViewer     TeamViewer Crack is a very fast and important application for remote access, this application is used for connect to other co... Fri, 08 Dec 2017 11:01:43 GMT http://finance.forumsee.com/a/m/s/p12-14470-0333912--teamviewer.html Money Talk :: Money Watch Forum 2017-12-08T11:01:43Z Concrete vs Pavers http://finance.forumsee.com/a/m/s/p12-23328-0333880--concrete-pavers.html Hello Bogleheads, I have a long asphalt driveway, then about 1700 sq ft. of colored concrete right around the front of the house and garages. The concrete is about 18 years old, faded badly by the ... Fri, 08 Dec 2017 04:33:18 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333880--concrete-pavers.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T04:33:18Z Week in San Diego over Christmas http://finance.forumsee.com/a/m/s/p12-23328-0333879--week-san-diego-over-christmas.html Folks, We will be in San Diego for a week over the Christmas break. Staying in La Jolla. Family of 4 (kids 8 and 4), and it’s our first trip there. Any suggestions for an itinerary, must-do’s, ... Fri, 08 Dec 2017 04:33:09 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333879--week-san-diego-over-christmas.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T04:33:09Z Thu Dec 07, 2017 8:15 pm http://finance.forumsee.com/a/m/s/p12-23328-0333878--thu-dec-2017.html just frank wrote: ? Tue Dec 05, 2017 3:37 pm bhsince87 wrote: ? Tue Dec 05, 2017 2:21 pm I had a Physics prof who railed against engineers basing measurements on every third factor, as opposed to... Fri, 08 Dec 2017 04:33:02 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333878--thu-dec-2017.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T04:33:02Z sharing cost of tree cutting http://finance.forumsee.com/a/m/s/p12-23328-0333877--sharing-cost-tree-cutting.html Hi Bogleheads: My new neighbor has a swimming pool in their backyard near the border with my house. I have trees growing in my property but apparently, the leaves from my trees fall into his po... Fri, 08 Dec 2017 04:32:46 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333877--sharing-cost-tree-cutting.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T04:32:46Z Planning A Trip to French Polynesia - http://finance.forumsee.com/a/m/s/p12-23328-0333876--planning-trip-french-polynesia.html Hi Everyone, I'm planning a trip to French Polynesia - (Society Islands) and maybe two islands of the Marquesas; Fatu Hiva and Hiva Oa, for my daughter Katie and I. I'm writing to ask if anyo... Fri, 08 Dec 2017 04:32:39 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333876--planning-trip-french-polynesia.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T04:32:39Z Fuel Additives for 2017 Toyota Camry http://finance.forumsee.com/a/m/s/p12-23328-0333875--fuel-additives-for-2017-toyota-camry.html I just had my first 5000 mile maintenance at a Toyota dealership. Part of my free maintenance foe 2 years/24,000 miles. The service technician said that I should add a gasoline additive to my 20... Fri, 08 Dec 2017 04:32:32 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333875--fuel-additives-for-2017-toyota-camry.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T04:32:32Z Gift Giving Strategy for Married Couples http://finance.forumsee.com/a/m/s/p12-23328-0333874--gift-giving-strategy-for-married-couples.html Every year around this time, my spouse will start pestering for me gift ideas for the holidays and I usually say the same line about how I don't desire any material things much these days and the t... Fri, 08 Dec 2017 04:32:24 GMT http://finance.forumsee.com/a/m/s/p12-23328-0333874--gift-giving-strategy-for-married-couples.html Bogleheads • View forum - Personal Consumer Issues 2017-12-08T04:32:24Z Friend buys a lot of stuff because he want's to reduce his tax liability. Is this thinking flawed? http://finance.forumsee.com/a/m/s/p12-23327-0333873--friend-buys-lot-stuff-because-want-s-reduce-his-tax-liability-this-thinking-flawed.html I have a church friend who owns a small (less than 1000 sq ft) computer/cell phone/electronics repair & sales/trade store buys a lot of stuff because he want's to reduce his tax liability. He is in... Fri, 08 Dec 2017 04:27:46 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333873--friend-buys-lot-stuff-because-want-s-reduce-his-tax-liability-this-thinking-flawed.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T04:27:46Z Will Medicare Part D IRMAA's be added to my monthly bill http://finance.forumsee.com/a/m/s/p12-23327-0333872--will-medicare-part-irmaa-s-added-monthly-bill.html I am set for original Medicare with a part D plan and plan F supplement beginning January 2018 after 2 months in Medicare Advantage in November and December 2017 for my first two months on Medicar... Fri, 08 Dec 2017 04:27:38 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333872--will-medicare-part-irmaa-s-added-monthly-bill.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T04:27:38Z How do you know you are FI? http://finance.forumsee.com/a/m/s/p12-23327-0333871--how-you-know-you-are.html I am just 40. What I am trying to figure out right now is.. am I FI and if not when will I be FI? I am looking for a list of things that you need to check mark to declare (to yourself) you FI status. Fri, 08 Dec 2017 04:27:30 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333871--how-you-know-you-are.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T04:27:30Z Question about IRMAA and first couple years of retirement http://finance.forumsee.com/a/m/s/p12-23327-0333870--question-about-irmaa-and-first-couple-years-retirement.html Hello all, I have a fundamental question about the Income-Related Monthly Adjusted Amount calculation and retirement. From what I have read, IRMAA is calculated using a two-year old tax retu... Fri, 08 Dec 2017 04:27:23 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333870--question-about-irmaa-and-first-couple-years-retirement.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T04:27:23Z Timing the housing market http://finance.forumsee.com/a/m/s/p12-23327-0333869--timing-the-housing-market.html I live in a HCOL area and I am currently looking for a house. I've been reading articles about the "prohibited topic," and many are very pessimistic about what it may do to housing costs and job gr... Fri, 08 Dec 2017 04:27:15 GMT http://finance.forumsee.com/a/m/s/p12-23327-0333869--timing-the-housing-market.html Bogleheads • View forum - Personal Finance (Not Investing) 2017-12-08T04:27:15Z