Forumsee - Stocks and Funds http://finance.forumsee.com/a/m/show/p12-13046--finance-and-investment-stocks-and-funds.html Another Roth vs. Traditional debate, but for high-income Feds http://finance.forumsee.com/a/m/s/p12-23325-0313272--another-roth-traditional-debate-but-for-high-income-feds.html I went to a financial planning seminar that my Agency offers to employees and the presenters (all Feds themselves or recently retired annuitants, so not trying to sell anything) said that it genera... Fri, 23 Jun 2017 00:46:57 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313272--another-roth-traditional-debate-but-for-high-income-feds.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-23T00:46:57Z TIAA Traditional or G Fund http://finance.forumsee.com/a/m/s/p12-23325-0313271--tiaa-traditional-fund.html We will be doing a partial rollover used to help fund our budget over the next three years that will allow my DW to delay social security until 70. We have 2 options, TIAA Traditional liquid accou... Fri, 23 Jun 2017 00:46:50 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313271--tiaa-traditional-fund.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-23T00:46:50Z Beginning Investor questions...! http://finance.forumsee.com/a/m/s/p12-25826-0313268--beginning-investor-questions.html Hello all hoping to get some help here with my questions, I have opened an IG Sharedeal account and just learned that i cannot buy index funds on it! I wanted to buy them for no other reason tha... Fri, 23 Jun 2017 00:10:01 GMT http://finance.forumsee.com/a/m/s/p12-25826-0313268--beginning-investor-questions.html Investments - Askaboutmoney.com 2017-06-23T00:10:01Z Are Stocks Less ''Reactive'' To Dow, News, Interest Rates? http://finance.forumsee.com/a/m/s/p12-25189-0313240--are-stocks-less-reactive-dow-news-interest-rates.html really really sick of economic news or central bank interest rates announcements or movements of Dow Jones killing my trades and profit........... what about stocks ?.........also the same thing... Thu, 22 Jun 2017 20:52:46 GMT http://finance.forumsee.com/a/m/s/p12-25189-0313240--are-stocks-less-reactive-dow-news-interest-rates.html Trading Discussion @ Forex Factory 2017-06-22T20:52:46Z Triangle arbitrage lot size calculation http://finance.forumsee.com/a/m/s/p12-25189-0313239--triangle-arbitrage-lot-size-calculation.html Hi Guys, I'm trying to work out how to implement a report of triangle arbitrage on a given broker. The language isn't important but the algorithm is driving me batty. All I have to go on is the ... Thu, 22 Jun 2017 20:52:40 GMT http://finance.forumsee.com/a/m/s/p12-25189-0313239--triangle-arbitrage-lot-size-calculation.html Trading Discussion @ Forex Factory 2017-06-22T20:52:40Z Trading Nasdaq Again - Broker Choices http://finance.forumsee.com/a/m/s/p12-26275-0313237--trading-nasdaq-again-broker-choices.html Hi There, To keep things brief, I'm currently looking for a broker to trade ETF's on the Nasdaq again and could use some advice. I've dabbled in trading already and I am very much a learner ... Thu, 22 Jun 2017 20:05:38 GMT http://finance.forumsee.com/a/m/s/p12-26275-0313237--trading-nasdaq-again-broker-choices.html 302 Found 2017-06-22T20:05:38Z Any idea about how to cover losses in futures? http://finance.forumsee.com/a/m/s/p12-22434-0313236--any-idea-about-how-cover-losses-futures.html I am in search of a reputed advisory who gives well researched and perfomance oriented intraday futures calls. I have suffered heavy losses in futures by trading on my own ideas. I now want to take... Thu, 22 Jun 2017 19:49:25 GMT http://finance.forumsee.com/a/m/s/p12-22434-0313236--any-idea-about-how-cover-losses-futures.html Derivatives 2017-06-22T19:49:25Z Stockaholics 2017 Daily Stock Pick Tournament Challenge http://finance.forumsee.com/a/m/s/p12-26049-0313234--stockaholics-2017-daily-stock-pick-tournament-challenge.html TRIAL RUN: Stockaholics 2017 Daily Stock Pick Challenge Tournament*** (Read this first post for the new Stockaholics Daily Stock Picking Challenge Tournament)? ? So as promised the other day, he... Thu, 22 Jun 2017 19:39:55 GMT http://finance.forumsee.com/a/m/s/p12-26049-0313234--stockaholics-2017-daily-stock-pick-tournament-challenge.html Stock Forums for NYSE, NASDAQ, AMEX 2017-06-22T19:39:55Z Too good to be true! http://finance.forumsee.com/a/m/s/p12-52689-0313233--too-good-true.html Current price of CHK is $4.52. Sell $7 call and collect a premium $0.02 ($2 per contract) Buy $6.5 call and pay a cost $0.01 ($1 per contract) Let's Ignore trading commissions for now. ... Thu, 22 Jun 2017 19:09:54 GMT http://finance.forumsee.com/a/m/s/p12-52689-0313233--too-good-true.html Options | Elite Trader 2017-06-22T19:09:54Z advisors and fiduciary http://finance.forumsee.com/a/m/s/p12-23325-0313230--advisors-and-fiduciary.html The Vanguard advisor group. I'm told they are salaried, and therefore "fiduciary". But reality, of course, is they represent one company's products as solutions. I would also think they are at l... Thu, 22 Jun 2017 16:44:01 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313230--advisors-and-fiduciary.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T16:44:01Z Vanguard Retirement Account http://finance.forumsee.com/a/m/s/p12-23325-0313229--vanguard-retirement-account.html Hello, I currently have a ROTH 403b at Voya (CalStrs Pension 2), but they are charging me .25% admin fee in addition to the fees for each selected Vanguard fund. Why does Vanguard not have a ROTH ... Thu, 22 Jun 2017 16:43:54 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313229--vanguard-retirement-account.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T16:43:54Z VTSAX taxable buy now dividends just distributed http://finance.forumsee.com/a/m/s/p12-23325-0313228--vtsax-taxable-buy-now-dividends-just-distributed.html Hi Folks, I am doing the usual Roths, 401k etc etc and also do taxable. I just started recently and have around 5k to purchase in taxable, I have not yet selected SpecID its still the average bas... Thu, 22 Jun 2017 16:43:47 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313228--vtsax-taxable-buy-now-dividends-just-distributed.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T16:43:47Z help with stock reallocation http://finance.forumsee.com/a/m/s/p12-23325-0313227--help-with-stock-reallocation.html I own some BAC stocks in my rollover 401k with fidelity which i am thinking to sell off. My rollver 401k current allocation is ( Domestic Stock- 52%, Foreign Stock-23%, Bonds-20% , Short Term... Thu, 22 Jun 2017 16:43:39 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313227--help-with-stock-reallocation.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T16:43:39Z TIAA Take-over Everbank http://finance.forumsee.com/a/m/s/p12-23325-0313226--tiaa-take-over-everbank.html Any comments or thoughts about how this might impact other than FDIC insurance coverage? Does anyone have experience with TIAA banking arm? Thu, 22 Jun 2017 16:43:32 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313226--tiaa-take-over-everbank.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T16:43:32Z VTSAX dividend error? http://finance.forumsee.com/a/m/s/p12-23325-0313225--vtsax-dividend-error.html I looked at my VG account and it states VTSAX reinvested at $58.50.... Though It looks like they used the $60.77 to actually calculate the reinvested shares but the $58.50 is listed in my accoun... Thu, 22 Jun 2017 16:43:23 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313225--vtsax-dividend-error.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T16:43:23Z TIAA Brokerage account? http://finance.forumsee.com/a/m/s/p12-23325-0313224--tiaa-brokerage-account.html Curious if anyone has a brokerage account with TIAA, and if so what has been your experience. How would they compare to Vanguard, TDAmeritrade, Schwab or Fidelity? Trying to decide where to con... Thu, 22 Jun 2017 16:43:16 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313224--tiaa-brokerage-account.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T16:43:16Z How do you approach your ESPPs http://finance.forumsee.com/a/m/s/p12-23325-0313223--how-you-approach-your-espps.html Dear Bogleheads, I am having trouble understanding how I should treat or view my Employee Purchase Plan. I do not understand its place in my portfolio. Specifically, I would like to know whether ... Thu, 22 Jun 2017 16:43:08 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313223--how-you-approach-your-espps.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T16:43:08Z Trying to Help a friend w/ 401K Fund choice http://finance.forumsee.com/a/m/s/p12-23325-0313222--trying-help-friend-401k-fund-choice.html My friend works for a very small company that offers a 401K. Sometime they match up to 6% but it depends on company profits. The last three years they have not provided any match. The 401K is manag... Thu, 22 Jun 2017 16:43:01 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313222--trying-help-friend-401k-fund-choice.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T16:43:01Z Investing in Agricultural Land with road frontage http://finance.forumsee.com/a/m/s/p12-25826-0313220--investing-agricultural-land-with-road-frontage.html Top Quality Agricultural Land that comes with Road Frontage in Laois The land is divided into 5 plots making a total of 50 acres. All 5 plots have road frontage and are in in fields beside o... Thu, 22 Jun 2017 16:05:27 GMT http://finance.forumsee.com/a/m/s/p12-25826-0313220--investing-agricultural-land-with-road-frontage.html Investments - Askaboutmoney.com 2017-06-22T16:05:27Z earn from swap http://finance.forumsee.com/a/m/s/p12-25189-0313204--earn-from-swap.html Some pairs have higher swap than others. Lets say I enter a position a few minutes before daily candlestick closes. I enter in whatever direction as i will close it in a few minutes anyway and the ... Thu, 22 Jun 2017 12:48:08 GMT http://finance.forumsee.com/a/m/s/p12-25189-0313204--earn-from-swap.html Trading Discussion @ Forex Factory 2017-06-22T12:48:08Z How much drawdown can you tolerate? http://finance.forumsee.com/a/m/s/p12-25189-0313203--how-much-drawdown-can-you-tolerate.html I have a trend strategy that sometimes runs me into quite a bit of draw down. I don't risk more than 1% of my capital per trade, but when the market goes through a range, I do lose quite a bit at t... Thu, 22 Jun 2017 12:48:02 GMT http://finance.forumsee.com/a/m/s/p12-25189-0313203--how-much-drawdown-can-you-tolerate.html Trading Discussion @ Forex Factory 2017-06-22T12:48:02Z Is Stoploss is also a part of the trading business? http://finance.forumsee.com/a/m/s/p12-25189-0313202--stoploss-also-part-the-trading-business.html Stop loss for me, is a part of the trading business. If you do not put a stop loss order, your account will be vulnerable to losses. Putting a stop loss is the most important tool in implementing r... Thu, 22 Jun 2017 12:47:55 GMT http://finance.forumsee.com/a/m/s/p12-25189-0313202--stoploss-also-part-the-trading-business.html Trading Discussion @ Forex Factory 2017-06-22T12:47:55Z Brokers I can use together with Ninjatrader for Futures with good Margin http://finance.forumsee.com/a/m/s/p12-26277-0313190--brokers-can-use-together-with-ninjatrader-for-futures-with-good-margin.html Hello Ozzie Traders, Which brokers can I use that would offer me connectivity and chart trading using Ninjatrader that would allow me good intraday margin if I live in Australia? IB (interact... Thu, 22 Jun 2017 10:26:28 GMT http://finance.forumsee.com/a/m/s/p12-26277-0313190--brokers-can-use-together-with-ninjatrader-for-futures-with-good-margin.html 302 Found 2017-06-22T10:26:28Z AMP Futures Trading Account, USD or AUD? http://finance.forumsee.com/a/m/s/p12-26277-0313189--amp-futures-trading-account-usd-aud.html I see that AMP offers us Australian residents good marings as well as commissions for trading Futures across the globe. Which base currency is best if I am an Australian resident? USD or AUD? I... Thu, 22 Jun 2017 10:26:21 GMT http://finance.forumsee.com/a/m/s/p12-26277-0313189--amp-futures-trading-account-usd-aud.html 302 Found 2017-06-22T10:26:21Z Can you have both a 529 ABLE and SNT Trust? http://finance.forumsee.com/a/m/s/p12-23325-0313187--can-you-have-both-529-able-and-snt-trust.html Can a disabled person have both a 529 ABLE account and a special needs trust? I was thinking of setting up an ABLE account for my daughter because it looks easy, but I don't want to limit how much ... Thu, 22 Jun 2017 08:39:38 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313187--can-you-have-both-529-able-and-snt-trust.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T08:39:38Z Wed Jun 21, 2017 8:47 pm http://finance.forumsee.com/a/m/s/p12-23325-0313186--wed-jun-2017.html I'm doing a backdoor Roth IRA through Vanguard. I already opened a tIRA yesterday. The money is still being transferred from my bank checking account. Here's what the status of my tIRA looks like:... Thu, 22 Jun 2017 08:39:31 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313186--wed-jun-2017.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T08:39:31Z PHD student (bro) needs help with financial planning http://finance.forumsee.com/a/m/s/p12-23325-0313185--phd-student-bro-needs-help-with-financial-planning.html Hello, I’m trying to help my brother and his wife do some financial planning. Would welcome any suggestions! Thanks in advance. -------------------------------------------------------------------... Thu, 22 Jun 2017 08:39:17 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313185--phd-student-bro-needs-help-with-financial-planning.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T08:39:17Z tax lien auction/investing http://finance.forumsee.com/a/m/s/p12-23325-0313184--tax-lien-auction-investing.html I was doing some property searching and stumbled across a tax lien sale coming up next month. I did some preliminary googling and read a couple of the old threads, and I wanted to see if anyone he... Thu, 22 Jun 2017 08:39:10 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313184--tax-lien-auction-investing.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T08:39:10Z 30yo/male/IL, rate my portfolio http://finance.forumsee.com/a/m/s/p12-23325-0313183--30yo-male-rate-portfolio.html Hey guys! I've been investing for just a couple years, and I wanted to reach out for feedback on my overall portfolio. I'm still pretty new to the investing game, and would love your feedback on m... Thu, 22 Jun 2017 08:39:02 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313183--30yo-male-rate-portfolio.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T08:39:02Z Kaiser Permanente 401(k) fee question http://finance.forumsee.com/a/m/s/p12-23325-0313182--kaiser-permanente-401-k-fee-question.html Just curious if anyone here is in the Kaiser 401(k) plan with Fidelity. And can explain the fee structure. My wife is reaching her 1-year anniversary and will soon be eligible to join the 401(k) ... Thu, 22 Jun 2017 08:38:55 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313182--kaiser-permanente-401-k-fee-question.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T08:38:55Z How to follow the 10-year Treasury http://finance.forumsee.com/a/m/s/p12-23325-0313181--how-follow-the-year-treasury.html I am very familiar with how to find past/current quotes for certain types of things (Dow Jones, S&P 500, etc). I am much less confident of where to pull bond numbers from. Take for example the 10... Thu, 22 Jun 2017 08:38:48 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313181--how-follow-the-year-treasury.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T08:38:48Z How to Backdoor Roth correctly? http://finance.forumsee.com/a/m/s/p12-23325-0313180--how-backdoor-roth-correctly.html Background: My wife and my 2017's combined gross income is estimated at $230k. Our itemized deduction is around ~$48k (state income tax + property tax $21k + charity =$12k + mortgage interest dedu... Thu, 22 Jun 2017 08:38:41 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313180--how-backdoor-roth-correctly.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T08:38:41Z Do Indexers Need 401(k) Plans? http://finance.forumsee.com/a/m/s/p12-23325-0313179--indexers-need-401-k-plans.html After years of terrible 401(k) options, my employer finally switched to Vanguard. Now I can invest in the same index funds as in our brokerage account at Vanguard. My question is: Since we use a ba... Thu, 22 Jun 2017 08:38:34 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313179--indexers-need-401-k-plans.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T08:38:34Z Thu Jun 22, 2017 1:47 am http://finance.forumsee.com/a/m/s/p12-23325-0313178--thu-jun-2017.html Hi Everyone I am trying to make some changes to my portfolio and would love to get your feedback on my portfolio and the location of the assets so far i have been using the fidelity freedom funds ... Thu, 22 Jun 2017 08:38:26 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313178--thu-jun-2017.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T08:38:26Z Don't want dividends - Selling before record date/ex-div date http://finance.forumsee.com/a/m/s/p12-23325-0313177--don-t-want-dividends-selling-before-record-date-div-date.html This question pertains to Vanguard mutual funds, and the information conveyed through Vanguard's website. Since dividends are taxed at 30%, and capital gains taxed at 0% for non-resident investors... Thu, 22 Jun 2017 08:38:12 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313177--don-t-want-dividends-selling-before-record-date-div-date.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T08:38:12Z Is $VOLD the same as Delta? http://finance.forumsee.com/a/m/s/p12-52655-0313164---vold-the-same-delta.html I have been trying to learn a little bit more about market internals, specifically because I want to try to translate it to the DAX. I have tried to find out about whether anyone has found a transl... Thu, 22 Jun 2017 03:54:08 GMT http://finance.forumsee.com/a/m/s/p12-52655-0313164---vold-the-same-delta.html Indices 2017-06-22T03:54:08Z Scalping stocks strategy and prop firms http://finance.forumsee.com/a/m/s/p12-52688-0313162--scalping-stocks-strategy-and-prop-firms.html Hey, I´m new in this community, also, I´m new day trading in a real account. It´s my first 3-days green doing a new strategy: scalping stocks with quick profits and stocks in play who have fast e... Thu, 22 Jun 2017 03:09:06 GMT http://finance.forumsee.com/a/m/s/p12-52688-0313162--scalping-stocks-strategy-and-prop-firms.html Stocks | Elite Trader 2017-06-22T03:09:06Z AUDUSD: Weakens, Faces Further Bear Pressure http://finance.forumsee.com/a/m/s/p12-52473-0313154--audusd-weakens-faces-further-bear-pressure.html AUDUSD. The pair continues to hold on to its downside pressure leaving risk lower. On the downside, support resides at the 0.7500 level where a breach will aim at the 0.7450 level. Below that level... Thu, 22 Jun 2017 01:14:14 GMT http://finance.forumsee.com/a/m/s/p12-52473-0313154--audusd-weakens-faces-further-bear-pressure.html Stock picks and trading strategies | Online Traders' Forum 2017-06-22T01:14:14Z Tax efficient asset allocation across multiple accounts http://finance.forumsee.com/a/m/s/p12-23325-0313153--tax-efficient-asset-allocation-across-multiple-accounts.html Hi, I'm planning to fund a taxable account and I've been doing a lot of research about how to best re-organize my investments to make my holdings tax efficient. I'm hoping the experienced people o... Thu, 22 Jun 2017 00:35:47 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313153--tax-efficient-asset-allocation-across-multiple-accounts.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:35:47Z Tax lost harvesting and dividend reinvestment with Ishares and Vanguard http://finance.forumsee.com/a/m/s/p12-23325-0313152--tax-lost-harvesting-and-dividend-reinvestment-with-ishares-and-vanguard.html Hello, TLH and dividend reinvestment both seem like complicated topics for someone starting out like me, and combining them together is even more complicated. Here's what I have so far: 401K: FXS... Thu, 22 Jun 2017 00:35:40 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313152--tax-lost-harvesting-and-dividend-reinvestment-with-ishares-and-vanguard.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:35:40Z Tax-Gain Harvesting in Vanguard http://finance.forumsee.com/a/m/s/p12-23325-0313151--tax-gain-harvesting-vanguard.html I have some long-term capital gains in VTSAX that I would like to harvest, since they would be taxed at 0%. However, I still want to keep them invested. Vanguard has a frequent trading policy, whic... Thu, 22 Jun 2017 00:35:32 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313151--tax-gain-harvesting-vanguard.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:35:32Z What does it mean when people say certain funds are tax inefficient? http://finance.forumsee.com/a/m/s/p12-23325-0313150--what-does-mean-when-people-say-certain-funds-are-tax-inefficient.html Hi, I like Vanguard's Income Lifestrategy fund for cash that's just sitting around and in excess of emergency fund, savings goals, etc. VASIX, the "income fund" which is 80/20 bonds/stocks seems l... Thu, 22 Jun 2017 00:35:25 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313150--what-does-mean-when-people-say-certain-funds-are-tax-inefficient.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:35:25Z Are my Plan Administrative Fees high? http://finance.forumsee.com/a/m/s/p12-23325-0313149--are-plan-administrative-fees-high.html In my quest to get my financial life more organized and on track, I'm currently looking at my company's 401(k) Plan Administrative Fees. I'm ashamed to admit that I have never looked into this bef... Thu, 22 Jun 2017 00:35:18 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313149--are-plan-administrative-fees-high.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:35:18Z Old 401k to Roth rollover with NQDC http://finance.forumsee.com/a/m/s/p12-23325-0313148--old-401k-roth-rollover-with-nqdc.html I have around 60k in my old 401k invested in low cost fidelity index funds. My new employer allows non qualified deferral (NQDC) of any amount of salary to a future date where fund will be invested... Thu, 22 Jun 2017 00:35:10 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313148--old-401k-roth-rollover-with-nqdc.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:35:10Z Thinking about changing portfolio model http://finance.forumsee.com/a/m/s/p12-23325-0313147--thinking-about-changing-portfolio-model.html Wise Bogleheads, I've been following the 7Twelve Portfolio (http://www.7twelveportfolio.com ) for the last 7 years, but have been somewhat disappointed with the annual results. I first chose the p... Thu, 22 Jun 2017 00:35:03 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313147--thinking-about-changing-portfolio-model.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:35:03Z Need help deciding fund to choose for 401k http://finance.forumsee.com/a/m/s/p12-23325-0313146--need-help-deciding-fund-choose-for-401k.html Hi everyone, My employer started 401k option for its employees recently and i am planning to jump in. This year I will not max out because i need to get my emergency funds up there and next year o... Thu, 22 Jun 2017 00:34:56 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313146--need-help-deciding-fund-choose-for-401k.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:34:56Z (Ameriprise) Current Allocation before move to Vanguard http://finance.forumsee.com/a/m/s/p12-23325-0313145---ameriprise-current-allocation-before-move-vanguard.html Below are all my funds in 3 IRAs and and my solo 401K. The IRAS are at Ameriprise. I'm in the process of moving to Vanguard, and have a scheduled appointment with a Vanguard CFA to discuss th... Thu, 22 Jun 2017 00:34:48 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313145---ameriprise-current-allocation-before-move-vanguard.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:34:48Z Which 529 Plan in 2017? http://finance.forumsee.com/a/m/s/p12-23325-0313144--which-529-plan-2017.html Hey all, Most of the 529 plan questions were from 2014 and older. Just wanted to find out what the current consensus was on which 529 plans are best for a California resident. I am partial towar... Thu, 22 Jun 2017 00:34:41 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313144--which-529-plan-2017.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:34:41Z solo 401k, SEP IRA or roth 401k? http://finance.forumsee.com/a/m/s/p12-23325-0313143--solo-401k-sep-ira-roth-401k.html Hi All- My first time asking a question here. My wife is a freelancer and she expects to make about 45K this year with low to no overhead. Last year she made only about 13K. We file our taxes MFJ.... Thu, 22 Jun 2017 00:34:33 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313143--solo-401k-sep-ira-roth-401k.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:34:33Z Tax on Mutual Index Fund http://finance.forumsee.com/a/m/s/p12-23325-0313142--tax-mutual-index-fund.html I am opening Vanguard Mutual Index Fund to start investing: 60% Vanguard Total Stock Market Index 30% Vanguard Total International Stock Market Index 10% Vanguard Total Bond Market Index. after r... Thu, 22 Jun 2017 00:34:26 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313142--tax-mutual-index-fund.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:34:26Z Roth 401k or Not http://finance.forumsee.com/a/m/s/p12-23325-0313141--roth-401k-not.html All, My company classifies me as a highly compensated employee and therefore my 401k contributions are limited to only 6%. This has been going on for about 5 years. When that happened I imm... Thu, 22 Jun 2017 00:34:19 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313141--roth-401k-not.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:34:19Z Vanguard restricts my account due to mail? http://finance.forumsee.com/a/m/s/p12-23325-0313140--vanguard-restricts-account-due-mail.html I received a letter to go change my address by calling or writing Vanguard because some mail was returned to them as undeliverable. I checked and the address on my account was correct. Now, they s... Thu, 22 Jun 2017 00:34:11 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313140--vanguard-restricts-account-due-mail.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-22T00:34:11Z What does your normal trading day look like? http://finance.forumsee.com/a/m/s/p12-25189-0313119--what-does-your-normal-trading-day-look-like.html Hey Guys, As a part time trader, I am working on the psychology part in my trading and as it is very well known that it is the vital part of trading, I just wanted to know how your trading day loo... Wed, 21 Jun 2017 20:40:19 GMT http://finance.forumsee.com/a/m/s/p12-25189-0313119--what-does-your-normal-trading-day-look-like.html Trading Discussion @ Forex Factory 2017-06-21T20:40:19Z Chipotle Mexican Grill Gets Roasted, Where's The Trade? http://finance.forumsee.com/a/m/s/p12-52560-0313116--chipotle-mexican-grill-gets-roasted-where-s-the-trade.html Yesterday, leading fast food restaurant stock Chipotle Mexican Grill, Inc. (NYSE:CMG) sold off after announcing Q2 guidance. Despite the stock price falling sharply lower on yesterday's news the st... Wed, 21 Jun 2017 19:34:50 GMT http://finance.forumsee.com/a/m/s/p12-52560-0313116--chipotle-mexican-grill-gets-roasted-where-s-the-trade.html US Stock Picks - StockRants Stock Forum 2017-06-21T19:34:50Z pi or Kite http://finance.forumsee.com/a/m/s/p12-22441-0313103--kite.html hellozzz which 1 is better Pi or Kite? i read many bad reviews on both. is d prob settled? i trd on deskop/lappy so which 1 is best if i hv 2 choose between pi or kite? Wed, 21 Jun 2017 18:03:14 GMT http://finance.forumsee.com/a/m/s/p12-22441-0313103--kite.html General Trading & Investing Chat 2017-06-21T18:03:14Z Investment with tax free returns http://finance.forumsee.com/a/m/s/p12-22441-0313102--investment-with-tax-free-returns.html Hi Please throw some light on investment that are having taxfree returns. I would like to know the investment options available in India, where we can invest and the interest/profit earned out... Wed, 21 Jun 2017 18:03:07 GMT http://finance.forumsee.com/a/m/s/p12-22441-0313102--investment-with-tax-free-returns.html General Trading & Investing Chat 2017-06-21T18:03:07Z Recomendations for practice account needed http://finance.forumsee.com/a/m/s/p12-52657-0313100--recomendations-for-practice-account-needed.html Hello, I am new and I started learning about options and so after 2 weeks of reading and using Bloomberg I can say that I want to try a practice account! Can someone recommend me a good pla... Wed, 21 Jun 2017 18:00:27 GMT http://finance.forumsee.com/a/m/s/p12-52657-0313100--recomendations-for-practice-account-needed.html Futures & Options 2017-06-21T18:00:27Z GOLD: Bearish, Targets Further Weakness http://finance.forumsee.com/a/m/s/p12-52473-0313099--gold-bearish-targets-further-weakness.html GOLD: The commodity continues to face downside pressure on bearishness. On the downside, support comes in at the 1,240.00 level where a break will turn attention to the 1,230.00 level. Further down... Wed, 21 Jun 2017 17:11:56 GMT http://finance.forumsee.com/a/m/s/p12-52473-0313099--gold-bearish-targets-further-weakness.html Stock picks and trading strategies | Online Traders' Forum 2017-06-21T17:11:56Z Need help building TSM with Blackrock funds http://finance.forumsee.com/a/m/s/p12-23325-0313098--need-help-building-tsm-with-blackrock-funds.html I'm trying to mimic Total Stock Market with my wife's retirement plan options - what is the appropriate ratio if I'm using the below funds? I searched for previous answers, but couldn't find one s... Wed, 21 Jun 2017 16:33:13 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313098--need-help-building-tsm-with-blackrock-funds.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T16:33:13Z Vanguard International Bond Index http://finance.forumsee.com/a/m/s/p12-23325-0313097--vanguard-international-bond-index.html When I transferred my money to Vanguard they recommended 30% of my bonds to there international Index fund (VTABX). The bonds are in my IRA account Appreciate any insights into holding this fund a... Wed, 21 Jun 2017 16:33:06 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313097--vanguard-international-bond-index.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T16:33:06Z 401(k) Rollover Logistics http://finance.forumsee.com/a/m/s/p12-23325-0313096--401-k-rollover-logistics.html Hello, Bogleheads! Some of you who were around a few years ago might remember helping me make the most of my ludicrously bad 401(k) options. Well, I'm happy to say that I've switched employers an... Wed, 21 Jun 2017 16:32:59 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313096--401-k-rollover-logistics.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T16:32:59Z Questions for DieHards after reading "The Bogleheads' Guide to Investing" http://finance.forumsee.com/a/m/s/p12-23325-0313095--questions-for-diehards-after-reading-the-bogleheads-guide-investing.html Good Morning, Bogleheads! I am brand spankin' new to investing. I posted something a couple weeks ago on this forum asking for advice on certain things and someone suggested a couple books to rea... Wed, 21 Jun 2017 16:32:51 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313095--questions-for-diehards-after-reading-the-bogleheads-guide-investing.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T16:32:51Z 500K Retirement Account Milestone http://finance.forumsee.com/a/m/s/p12-23325-0313094--500k-retirement-account-milestone.html This milestone has been evading me for a few weeks, but I finally got over the $500,000 mark in my retirement accounts! I've been keeping a spreadsheet of my yearly contributions to my 401K and Ro... Wed, 21 Jun 2017 16:32:44 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313094--500k-retirement-account-milestone.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T16:32:44Z Cap One CD in a VG brokerage account http://finance.forumsee.com/a/m/s/p12-23325-0313093--cap-one-brokerage-account.html Hi everyone ... fast question about brokered CDs held in a VG brokerage acct ... I've never owned something like this before ... thanks in advance for your help 1. I own a 5 yr capital one CD in ... Wed, 21 Jun 2017 16:32:37 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313093--cap-one-brokerage-account.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T16:32:37Z Wed Jun 21, 2017 10:41 am http://finance.forumsee.com/a/m/s/p12-23325-0313092--wed-jun-2017.html I've been thinking about early retirement. I'm not close but my goal is about 10 years at age 45. I'm mainly wondering about AA for tax advantaged and taxable accounts. I've treated them as sepa... Wed, 21 Jun 2017 16:32:29 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313092--wed-jun-2017.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T16:32:29Z Closet Index fund? http://finance.forumsee.com/a/m/s/p12-23325-0313091--closet-index-fund.html Hi all, If a active fund has an r-squared of .98 compared to the S&P 500 TR USD, does that mean it is a closet S&P 500 index fund? Wed, 21 Jun 2017 16:32:15 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313091--closet-index-fund.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T16:32:15Z Survivorship bias and Portfolio Visualizer http://finance.forumsee.com/a/m/s/p12-23325-0313090--survivorship-bias-and-portfolio-visualizer.html If I use Portfolio Visualizer to look at the performance of a portfolio of one third large caps, one third mid caps and one third small caps since 1972, is this subject to survivorship bias or doe... Wed, 21 Jun 2017 16:32:08 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313090--survivorship-bias-and-portfolio-visualizer.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T16:32:08Z Wed Jun 21, 2017 11:09 am http://finance.forumsee.com/a/m/s/p12-23325-0313088--wed-jun-2017.html Converting some traditional IRA dollars to ROTH IRA; My situation: 2017: 28% tax bracket today, retiring this year: 2018: 15% tax bracket without converting also in 2019 15% 2018: $60,000 conver... Wed, 21 Jun 2017 16:31:53 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313088--wed-jun-2017.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T16:31:53Z Best Trending Futures during Australian RTH http://finance.forumsee.com/a/m/s/p12-26273-0313086--best-trending-futures-during-australian-rth.html Hello Aussie Traders, Which Futures are trending well and are liquid and best suitable to trade during normal Australian RTH hours? I like NQ, YM but I can not stay up all night to trade on t... Wed, 21 Jun 2017 16:21:54 GMT http://finance.forumsee.com/a/m/s/p12-26273-0313086--best-trending-futures-during-australian-rth.html 302 Found 2017-06-21T16:21:54Z Does 100 lots move the market? http://finance.forumsee.com/a/m/s/p12-25189-0313072--does-100-lots-move-the-market.html I would be interested in feedback from any of you that has actual experience trading large amounts, whether it was at work or in your personal account. 1. what was lot size (over 99 lots)? 2. w... Wed, 21 Jun 2017 12:37:06 GMT http://finance.forumsee.com/a/m/s/p12-25189-0313072--does-100-lots-move-the-market.html Trading Discussion @ Forex Factory 2017-06-21T12:37:06Z Managed Payout VPGDX seems to beat all others http://finance.forumsee.com/a/m/s/p12-23325-0313062--managed-payout-vpgdx-seems-beat-all-others.html Hello all I was looking at Vanguard Managed Payout VPGDX as a possible income source in retirement. Old posts here seem to suggest you can do better on your own. I am a little confused on that as... Wed, 21 Jun 2017 08:30:36 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313062--managed-payout-vpgdx-seems-beat-all-others.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T08:30:36Z IXUS vs VXUS price change Jun 19 to 20 http://finance.forumsee.com/a/m/s/p12-23325-0313061--ixus-vxus-price-change-jun.html Hello, 2nd post here. I continue to learn a lot on this site, so thanks to everyone. I noticed something that I can't explain and I was wondering if anybody could help me out. IXUS (today): I... Wed, 21 Jun 2017 08:30:28 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313061--ixus-vxus-price-change-jun.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T08:30:28Z Details on Bloomberg Barclays bond benchmarks? http://finance.forumsee.com/a/m/s/p12-23325-0313060--details-bloomberg-barclays-bond-benchmarks.html Seeking some help on where to find more details on two benchmarks...... BACKGROUND Over the past several weeks, I have been formulating my first IPS including risk tolerance, asset allocation, reb... Wed, 21 Jun 2017 08:30:21 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313060--details-bloomberg-barclays-bond-benchmarks.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T08:30:21Z Unsure where to start with 401k choices http://finance.forumsee.com/a/m/s/p12-23325-0313059--unsure-where-start-with-401k-choices.html Hi Bogleheads, I'm trying to help out a family member with sorting through her 401k choices. I think I've converted her to the idea of a three fund portfolio and would like some input on the best ... Wed, 21 Jun 2017 08:30:14 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313059--unsure-where-start-with-401k-choices.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T08:30:14Z 28 y/o new investor noob with Roth IRA question http://finance.forumsee.com/a/m/s/p12-23325-0313058--new-investor-noob-with-roth-ira-question.html New investor here, just finished medical school and about to start earning a paycheck (finally!). During residency, I will be maxing out my Roth (our hospital does not match 401k) each year. I alre... Wed, 21 Jun 2017 08:30:07 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313058--new-investor-noob-with-roth-ira-question.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T08:30:07Z fed employees & all the eggs in the TSP basket http://finance.forumsee.com/a/m/s/p12-23325-0313057--fed-employees-all-the-eggs-the-tsp-basket.html I am a longtime fed employee and will be retiring (FERS) in 2018 at age 62. I have always contributed the maximum to my TSP account and picked the allocations I could tolerate with the C,S, and I f... Wed, 21 Jun 2017 08:29:59 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313057--fed-employees-all-the-eggs-the-tsp-basket.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T08:29:59Z Need to Replace Schwab SWLBX in Retirement Account http://finance.forumsee.com/a/m/s/p12-23325-0313056--need-replace-schwab-swlbx-retirement-account.html I’m in the second year of retirement at age 72. Last year, I consolidated accounts from several brokerages. All holdings are now in three Schwab accounts: tax-deferred Contributory IRA, tax-deferre... Wed, 21 Jun 2017 08:29:52 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313056--need-replace-schwab-swlbx-retirement-account.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T08:29:52Z Wed Jun 21, 2017 12:37 am http://finance.forumsee.com/a/m/s/p12-23325-0313055--wed-jun-2017.html I would appreciate hearing the pros and cons of holding an emergency fund in these two funds: FIDELITY GOVERNMENT MONEY MARKET (SPAXX) FIDELITY GOVERNMENT CASH RESERVES (FDRXX) Thanks in advance ... Wed, 21 Jun 2017 08:29:45 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313055--wed-jun-2017.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T08:29:45Z Series EE US bonds of deceased http://finance.forumsee.com/a/m/s/p12-23325-0313054--series-bonds-deceased.html A question: My wife just found a $100 Series EE savings bond dated 11/1996 under the name of my son (I think it was a gift from a friend of the family). who passed away in 1997 (very painful memori... Wed, 21 Jun 2017 08:29:31 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313054--series-bonds-deceased.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T08:29:31Z Kicked out of Vanguard; now what http://finance.forumsee.com/a/m/s/p12-23325-0313053--kicked-out-vanguard-now-what.html Hello. I have an interesting situation. I am a US citizen who 6 months ago took a position working in Canada. Additionally I have been, on the advice of the experts here, been slowly transferring... Wed, 21 Jun 2017 08:29:23 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313053--kicked-out-vanguard-now-what.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T08:29:23Z Royalties &/or Residuals: Invest? http://finance.forumsee.com/a/m/s/p12-23325-0313051--royalties-residuals-invest.html My father was a Hollywood music man. I recently learned that I'll be getting between $10,000 and $50,000 a year in royalties and/or residuals from his estate. I'm 45, single, no children, net worth... Wed, 21 Jun 2017 08:29:08 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313051--royalties-residuals-invest.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T08:29:08Z Is a Total Stock Market Index enough... http://finance.forumsee.com/a/m/s/p12-23325-0313050--total-stock-market-index-enough.html Is a Total Stock Market Index (like Schwab or Vanguard) sufficient for my domestic stock investments or should I add some small and/or medium index funds too? The portfolio also contains Internatio... Wed, 21 Jun 2017 08:29:01 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313050--total-stock-market-index-enough.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T08:29:01Z ES first 30 mins http://finance.forumsee.com/a/m/s/p12-52711-0313029--first-mins.html I'm looking for opinions on the following. I recently decided to do no trading the first 30 minutes of the regular session. From 8:30 AM to 9 AM Chicago time. I am now rethinking that. It ... Wed, 21 Jun 2017 02:54:31 GMT http://finance.forumsee.com/a/m/s/p12-52711-0313029--first-mins.html Index Futures | Elite Trader 2017-06-21T02:54:31Z Question about settlement on RUTW http://finance.forumsee.com/a/m/s/p12-52689-0313028--question-about-settlement-rutw.html If you are familiar with the language or instrument, would you kindly tell me whether my statements below are correct? This is my interpretation of the language on the CBOE site. Weekly options ... Wed, 21 Jun 2017 02:51:55 GMT http://finance.forumsee.com/a/m/s/p12-52689-0313028--question-about-settlement-rutw.html Options | Elite Trader 2017-06-21T02:51:55Z Options for Vanguard Annuity 1035 Exchange from WL Policy http://finance.forumsee.com/a/m/s/p12-23325-0313020--options-for-vanguard-annuity-1035-exchange-from-policy.html Firstly, a massive, massive thank you to the founders and participants of this board. You all have been an invaluable resource for me in the last month or so as I take more of a direct role in the ... Wed, 21 Jun 2017 00:26:13 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313020--options-for-vanguard-annuity-1035-exchange-from-policy.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:26:13Z Please Help Me Understand These Bond Funds http://finance.forumsee.com/a/m/s/p12-23325-0313019--please-help-understand-these-bond-funds.html Greetings, I am constantly learning on this forum, and will be for the rest of my days! In the process of following what I consider to be good ideas I have learned here, I am fixing to transfer ab... Wed, 21 Jun 2017 00:26:05 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313019--please-help-understand-these-bond-funds.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:26:05Z Financial advisor question http://finance.forumsee.com/a/m/s/p12-23325-0313018--financial-advisor-question.html Although I am 5-8 years from retirement, I admit to being a relative novice. 20+ years ago, while a resident in training, I started using the services of a financial advisor because neither my hus... Wed, 21 Jun 2017 00:25:58 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313018--financial-advisor-question.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:25:58Z Accidental partial non-deductible tIRA contribution last year -- can/should I convert to Roth? http://finance.forumsee.com/a/m/s/p12-23325-0313017--accidental-partial-non-deductible-tira-contribution-last-year-can-should-convert-roth.html Every year, at the start of the year, my wife and I make traditional IRA contributions at Fidelity for the fully allowed amount. I also max out my 401k plan at work. As such, we did so in January, ... Wed, 21 Jun 2017 00:25:51 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313017--accidental-partial-non-deductible-tira-contribution-last-year-can-should-convert-roth.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:25:51Z Economical way for SIP http://finance.forumsee.com/a/m/s/p12-23325-0313016--economical-way-for-sip.html Hi, I am planning on investing in ETFs and/or Index Funds using a SIP approach, wherein I will distributing some amount from my paycheck into different funds. Currently my discount brokerage cha... Wed, 21 Jun 2017 00:25:43 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313016--economical-way-for-sip.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:25:43Z Portfolio checkup now that I have a taxable account http://finance.forumsee.com/a/m/s/p12-23325-0313015--portfolio-checkup-now-that-have-taxable-account.html Greetings BHs! I wanted to reach out to the BHs to get some feedback on my planned AA and savings plan. My wife and I have recently, finally, paid off our student loan debt of almost $500,000 com... Wed, 21 Jun 2017 00:25:36 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313015--portfolio-checkup-now-that-have-taxable-account.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:25:36Z Near retiree, recent saver http://finance.forumsee.com/a/m/s/p12-23325-0313014--near-retiree-recent-saver.html I got a late start, mea culpa. Current Status - 65 Single – no children No Life Insurance Own home - no mortgage Only debt is 6 month of car payments (Total $2600) $10 k in savings and checking $2... Wed, 21 Jun 2017 00:25:29 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313014--near-retiree-recent-saver.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:25:29Z Target Date Retirement a Good Option? http://finance.forumsee.com/a/m/s/p12-23325-0313013--target-date-retirement-good-option.html I'm new to investing and have been reading up on options for retirement. Currently, I have a 401(K) set up by my employer. There is an annual company contribution of 5% of my eligible base compen... Wed, 21 Jun 2017 00:25:21 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313013--target-date-retirement-good-option.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:25:21Z 529 and taxable combo http://finance.forumsee.com/a/m/s/p12-23325-0313012--529-and-taxable-combo.html Hi all, I'm thinking of starting a 529 and also a taxable investment for my child. 529 for obvious reasons but the taxable in case child doesn't go to college. If child doesn't go for higher educ... Wed, 21 Jun 2017 00:25:14 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313012--529-and-taxable-combo.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:25:14Z TIAA vs. VOYA? Recommendations on mandatory retirement fund allocation? http://finance.forumsee.com/a/m/s/p12-23325-0313011--tiaa-voya-recommendations-mandatory-retirement-fund-allocation.html Hi all! So I hit my 1 year anniversary for a state job which allows me to start contributing to a retirement plan (403b). I contribute 5.5% and my job contributes 8.5%. I was contacted and I have ... Wed, 21 Jun 2017 00:25:07 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313011--tiaa-voya-recommendations-mandatory-retirement-fund-allocation.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:25:07Z Opinions on 401k options http://finance.forumsee.com/a/m/s/p12-23325-0313010--opinions-401k-options.html I don't really want to get too detailed. Basically my Roth is around $24,000 and my taxable is around $1,200. I opened both 10 years ago and didn't know what I was doing so didn't do much. After 2 ... Wed, 21 Jun 2017 00:24:59 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313010--opinions-401k-options.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:24:59Z Beneficiary IRA Rollover without deceased's SSN http://finance.forumsee.com/a/m/s/p12-23325-0313009--beneficiary-ira-rollover-without-deceased-s-ssn.html I'm helping a friend transfer an existing Beneficiary IRA from her father's advisor to a self-managed account. The account has been there for several years (since 2008) during which time it has ba... Wed, 21 Jun 2017 00:24:52 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313009--beneficiary-ira-rollover-without-deceased-s-ssn.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:24:52Z Tue Jun 20, 2017 6:25 pm http://finance.forumsee.com/a/m/s/p12-23325-0313008--tue-jun-2017.html Im currently 25. Making between 30-35k a year. Already saved 65k and invested in a vanguard target retirement account. Assuming I save $500 a month to invest and then 7% of my income just started g... Wed, 21 Jun 2017 00:24:45 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313008--tue-jun-2017.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:24:45Z Tue Jun 20, 2017 6:54 pm http://finance.forumsee.com/a/m/s/p12-23325-0313007--tue-jun-2017.html Hello Bogleheads: I'm relatively new to this forum but have spent some time recently reading on BH and ("BH Guide to Investing.") I'm looking for some advice on how to diversify my portfolio. I ... Wed, 21 Jun 2017 00:24:30 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313007--tue-jun-2017.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:24:30Z Stock has no value, now what? http://finance.forumsee.com/a/m/s/p12-23325-0313006--stock-has-value-now-what.html Years ago we invested a small amount of money in a pharmaceutical company. At some point it became worthless. I have the cusip number. How to I go about using it as a loss on my taxes? TIA! Wed, 21 Jun 2017 00:24:16 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313006--stock-has-value-now-what.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:24:16Z X times expenses and the rest equities - solve for X? http://finance.forumsee.com/a/m/s/p12-23325-0313005--times-expenses-and-the-rest-equities-solve-for.html The idea of having X years of retirement expenses in relatively safe assets (defining "safe" as fixed income instruments with no longer duration than 5 years) and the rest of one's portfolio in equ... Wed, 21 Jun 2017 00:24:08 GMT http://finance.forumsee.com/a/m/s/p12-23325-0313005--times-expenses-and-the-rest-equities-solve-for.html Bogleheads • View forum - Investing - Help with Personal Investments 2017-06-21T00:24:08Z