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Personal finance, loans, bankruptcy, credit...

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2 days ago

I monitor my scores via various credit cards for all 3 bureaus, getting the FICO Score 8 numbers. My scores are typically 820-840 but this month they all fell into 780s-799. ...
Here is a question for any other federal employees on these boards. I am a federal employee and my wife (who is not a federal employee) just got a new job. To my surprise, the...
Alas, we can't all be livesoft and live in states without income tax and >$100k of carry-forward investment losses. How many of you have found yourselves in AMT Hell, where the ...
My question is: will a 1099b be reported to the irs, if it shows a net loss for all futures transactions for the year? will a 1099b be created by the company, if the only entr...
We're wondering what most investors consider when using the web to search for CRE lenders. Most sites (lender sites) offer little info absent filling out their contact form. The...
I am trying to get honest reviews about a paving contractor. There are a number of reviews from different sources on the web, but every one uses perfect grammar and spelling. ...
Well, since the Bogleheads know everything, I'm asking for help here. My nephew is going to Optometry school in Puerto Rico. He's been home since the hurricane, but now the ...
So I bought a Samsung Micro USB to USB-C adapter. It came in a box so big I couldn't even think what I'd ordered, and the box had a warning on the side, "CAUTION: Lithium Ion ba...
Today Google announced an advanced protection program to provide the highest level of security for Google accounts (including Gmail). The advanced protection program is even mo...
Took my son to hospital on February 3 for a hearing test. 1 month later received a bill from hospital for $370. But this was impossible because I already met out of pocket maxim...
I was curious to learn from any business owners out there what experience/education/training you had that made you comfortable enough to start your own business? Of course t...
Hi guys, All that I know about insurance is that commission-based insurance agents are the last group of people I should trust. But it hasn't been easy to find comprehensive...
Our goal is to never finance another car again. So, would it be smarter tax wise to keep car fund money in index funds vs. savings? Not to mention it would be nice to make som...
Hi , I am new to this forum and I feel very lucky to come across bogleheads. I have been reading this forum for last three weeks. Let me introduce myself. I arrived in US two m...
I have read of the changes coming to Medigap F. It seems the possible loss of younger Medicare beneficiaries enrolling in these plans has raised concerns that rates could rise a...
Hello I have 2 small kids < 3 and my parents would like to gift them some money. What is the best way to do this. i have 529 accounts, they could technically deposit money direc...
Hello I am not sure if this is the correct place for this but hopefully it is. I am currently 25 years old new graduate projected to make 220k (possibly more) this year. I ha...
I received my Experian freeze pin in the mail from doing the freeze over the phone. I was expecting (assuming) I'd receive a 10 digit number. It's a 15 digit number with the fir...
A little confused on this issue.So if I have 30,000 in an HSA and withdraw 5000 to pay medical expenses in 2018,is the entire 5000 taxable for state tax or just any gains?
In the November 2017 issue of Consumer Reports on health, there is an article about an upcoming Medicare change (optional in 2018, mandatory in 2019) that will require Preauthor...
So, we're looking at retirement in ~ 8 years. Currently in the 33% federal bracket, 9.3% California. In retirement (pre-SS) we expect to drop to 28% Fed, and stay in the 9.3%...
I'm trying to do some learning and planning on behalf of my parents. My goal is to figure out if I need to consult with an attorney, or if it is not worth it based on my family'...
Should I buy a rental property before my primary home (not planning to buy a duplex)? $600 k cash $400 k stocks $300 k yearly income (work plus business) 800s credit scor...
First time poster here, painfully aware that this first post is about the boggle-hated idea of using permanent life insurance primarily for its cash value. But please at least r...
I retired from my job 3 months ago at age 59. Although I gave it a lot of thought before I actually pulled the trigger and had 3 trips planned immediately so that I was retiring...
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