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Opportunity to clear a few debts - advice wanted

Debt management and Debt self-help - www.consumeractiongroup.co.uk
At the beginning of last year,

after my wife lost some disabilty benefits,

we ended up getting into debt,

mostly small but included a credit card just over £3k.

My wife has since managed to get back on top with all but two, and I will shortly be in a position to clear most of mine, apart from the credit card.

If I was to clear some of these debts by offering a settlement of (say) 50% and (say) offer a grand as settlement of the credit card would this be a detriment on my credit rating?

We will be moving to private rented accommodation in September and want our credit rating to be as healthy as possible.
Date: Jun 19, 2017   


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