Need to find Loaded Index Funds
I currently invest in the Gone Fishing Portfolio asset allocation model utilizing Vanguard funds. I do this using a dollar cost average approach monthly, with some annual re-balancing.
I also work for a broker dealer, and am required to keep my investment accounts in-house by our compliance department. Due to the new Fiduciary Rule, my firm no longer allows me to invest in no load funds, which is putting me in a tough spot. Does anyone know of alternative fund families who offer similar index funds, which have loads? If so, I am able to purchase A shares at NAV, which I think would be my best option.
Ticker Ticker (Admiral) Name
VTSMX VTSAX Total US Stock Market
NAESX VSMAX US Small cap index
VEURX VEUSX European stock index
VPACX VPADX Pacific stock index
VEIEX VEMAX Emerging Markets Index
VFSTX VFSUX Short-Term Bond Index
VWEHX VWEAX High-Yield Index
VIPSX VAIPX TIPS Fund
VGSIX VGSLX REIT Index
VGPMX N/A Precious Metals Fund
The other option I'm considering would be utilizing ETFs. The issue I have with this approach is that I would no longer be able to efficiently utilize dollar cost averaging into the various positions, as the $21 commissions at my firm would eat into my small dollar amount trades.
Any help and advice is appreciated.